Part A CONDUCT OF DEPOSIT TAKING AND INVESTMENT BUSINESS

1. 6OPENING AN ACCOUNT
2. 7OPENING AN ACCOUNT
3. 8TERMS AND CONDITIONS
4. 9TERMS AND CONDITIONS
5. 10TERMS AND CONDITIONS
6. 11TERMS AND CONDITIONS
7. 12INTEREST
8. 13INTEREST
9. 14INTEREST
10. 15CONFIDENTIALITY
11. 16CONFIDENTIALITY
12. 17CONFIDENTIALITY
13. 18MARKETING OF SERVICES
14. 19MARKETING OF SERVICES
15. 20MARKETING OF SERVICES
16. 21MARKETING OF SERVICES
17. 22MARKETING OF SERVICES
18. 23MARKETING OF SERVICES
19. 24CREDIT LIMITS
20. 25CORPORATE GOVERNANCE—CODE OF BEST PRACTICE