{
  "url": "https://openlegislation.uk/banking-act-2009/section-205",
  "json_url": "https://openlegislation.uk/banking-act-2009/section-205.json",
  "legislation": "ukpga/2009/1",
  "legislation_title": "Banking Act 2009",
  "legislation_url": "https://openlegislation.uk/banking-act-2009",
  "path": "section/205",
  "kind": "section",
  "number": "205",
  "heading": "Pretending to be recognised",
  "text": "(1) It is an offence for the operator of a non-recognised ... payment system or DSA service provider—\n(a) to assert that the system or provider is recognised, or\n(b) to do anything which suggests that the system or provider is recognised.\n(1A) It is an offence for a person who is not a service provider in relation to a recognised payment system or recognised DSA service provider—\n(a) to assert that the person is such a service provider, or\n(b) to do anything which suggests that the person is such a service provider.\n(2) A person guilty of an offence is liable—\n(a) on summary conviction, to a fine not exceeding the statutory maximum, or\n(b) on conviction on indictment, to a fine.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Word in s. 205(1) omitted (27.6.2017) by virtue of Digital Economy Act 2017 (c. 30), s. 118(2), Sch. 9 para. 27"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Words in s. 205(1) inserted (29.8.2023) by Financial Services and Markets Act 2023 (c. 29), s. 86(2)(a), Sch. 6 para. 35(2)"
    },
    {
      "type": "F",
      "label": "F3",
      "text": "Words in s. 205(1)(a) inserted (29.8.2023) by Financial Services and Markets Act 2023 (c. 29), s. 86(2)(a), Sch. 6 para. 35(3)"
    },
    {
      "type": "F",
      "label": "F4",
      "text": "Words in s. 205(1)(b) inserted (29.8.2023) by Financial Services and Markets Act 2023 (c. 29), s. 86(2)(a), Sch. 6 para. 35(4)"
    },
    {
      "type": "F",
      "label": "F5",
      "text": "S. 205(1A) inserted (30.11.2017) by The Banking Act 2009 (Service Providers to Payment Systems) Order 2017 (S.I. 2017/1167), arts. 1(2), 2(26)"
    },
    {
      "type": "F",
      "label": "F6",
      "text": "Words in s. 205(1A) inserted (29.8.2023) by Financial Services and Markets Act 2023 (c. 29), s. 86(2)(a), Sch. 6 para. 35(5)"
    },
    {
      "type": "I",
      "label": "I1",
      "text": "S. 205 in force at 4.8.2009 by S.I. 2009/2038, art. 2, Sch. para. 5"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukpga/2009/1/section/205",
    "retrieved_at": "2026-10-29T09:11:28.246347+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}