{
  "url": "https://openlegislation.uk/building-societies-residential-use-order-1987/note",
  "json_url": "https://openlegislation.uk/building-societies-residential-use-order-1987/note.json",
  "legislation": "uksi/1987/1671",
  "legislation_title": "The Building Societies (Residential Use) Order 1987",
  "legislation_url": "https://openlegislation.uk/building-societies-residential-use-order-1987",
  "path": "note",
  "kind": "note",
  "number": null,
  "heading": "Explanatory note",
  "text": "(This note is not part of the Order)\nThe requirements which must be satisfied in order for an advance to be classified as a class 1 advance are in section 11(2) of the Building Societies Act 1986. One of these requirements is that the land is for the residential use of the borrower or a dependant of his of a prescribed description.\nThis Order specifies the circumstances in which land is for a person’s residential use, who are to be a person’s dependants and the evidence upon which a building society is entitled (in the absence of evidence to the contrary) to be satisfied as to these matters.\nThis Order comes into force on 1 April 1988. Before that date the classification of land according to residential use is governed by article 5 of the Building Societies Act 1986 (Powers and Miscellaneous Transitional Provisions) Order 1986 (S.I. 1986/2169), which treats land on any of which a borrower or his dependant resides as being for the residential use of the borrower. This Order instead applies a test of residential use of forty per cent of the land and sets the criteria for how that forty per cent is measured.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1987/1671/note",
    "retrieved_at": "2026-10-29T16:20:11.915266+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}