{
  "url": "https://openlegislation.uk/consumer-credit-act-1974-commencement-no-1-order-1975/note",
  "json_url": "https://openlegislation.uk/consumer-credit-act-1974-commencement-no-1-order-1975/note.json",
  "legislation": "uksi/1975/2123",
  "legislation_title": "The Consumer Credit Act 1974 (Commencement No. 1) Order 1975",
  "legislation_url": "https://openlegislation.uk/consumer-credit-act-1974-commencement-no-1-order-1975",
  "path": "note",
  "kind": "note",
  "number": null,
  "heading": "Explanatory note",
  "text": "This Order appoints days for the coming into operation of the following provisions of the Consumer Credit Act 1974:—\n(i) sections 35 and 36 (which relate to the register to be established and maintained by the Director General of Fair Trading) (2nd February 1976);\n(ii) section 21(1) (which relates to the licensing of ancillary credit businesses by virtue of section 147(1)) in the case of any business so far as it comprises debt-adjusting, debt-counselling, debt-collecting or the operation of a credit reference agency (that is to say, every description of ancillary credit business except credit brokerage) (3rd August 1976);\n(iii) section 148(1) (which relates to the enforceability of agreements made by a person carrying on an ancillary credit business when unlicensed) in the case of agreements made in the course of any business referred to in (ii) above (3rd August 1976).",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1975/2123/note",
    "retrieved_at": "2026-10-29T20:48:15.297171+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}