{
  "url": "https://openlegislation.uk/consumer-credit-act-1974-commencement-no-4-order-1977",
  "json_url": "https://openlegislation.uk/consumer-credit-act-1974-commencement-no-4-order-1977.json",
  "id": "uksi/1977/2163",
  "title": "The Consumer Credit Act 1974 (Commencement No. 4) Order 1977",
  "short_title": "Consumer Credit Act 1974 (Commencement No. 4) 1977",
  "long_title": "This Order appoints 1st July 1978 for the purposes of paragraphs 44 to 46 of Schedule 3 to the Consumer Credit Act 1974 (which contains transitional and commencement provisions) in relation to certain credit brokerage businesses. Those paragraphs provide that certain provisions of the Act are not to have effect before the appointed day. The provisions in question are as follows:—",
  "citation": "S.I. 1977/2163",
  "type": "uksi",
  "year": "1977",
  "number": "2163",
  "version": "current",
  "date": "1977-12-20",
  "revised": false,
  "valid_from": null,
  "extent": null,
  "unapplied_effects": 0,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/consumer-credit-act-1974-commencement-no-4-order-1977/introduction",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "article/1",
      "kind": "article",
      "number": "1",
      "heading": "Citation and interpretation",
      "url": "https://openlegislation.uk/consumer-credit-act-1974-commencement-no-4-order-1977/article-1",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "article/2",
      "kind": "article",
      "number": "2",
      "heading": "Appointment of day for licensing of credit brokerage businesses",
      "url": "https://openlegislation.uk/consumer-credit-act-1974-commencement-no-4-order-1977/article-2",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "article/3",
      "kind": "article",
      "number": "3",
      "heading": "Amendment of Schedule 3 to the Act",
      "url": "https://openlegislation.uk/consumer-credit-act-1974-commencement-no-4-order-1977/article-3",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "signature",
      "kind": "signature",
      "number": null,
      "heading": "Signature",
      "url": "https://openlegislation.uk/consumer-credit-act-1974-commencement-no-4-order-1977/signature",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "schedule",
      "kind": "schedule",
      "number": null,
      "heading": "AMENDMENTS TO SCHEDULE 3 TO THE ACT",
      "url": "https://openlegislation.uk/consumer-credit-act-1974-commencement-no-4-order-1977/schedule",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "schedule/crossheading/licensing",
      "kind": "crossheading",
      "number": null,
      "heading": "Licensing",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "schedule"
    },
    {
      "path": "schedule/paragraph/44",
      "kind": "paragraph",
      "number": "44",
      "heading": null,
      "url": "https://openlegislation.uk/consumer-credit-act-1974-commencement-no-4-order-1977/schedule/paragraph-44",
      "extent": null,
      "status": null,
      "parent": "schedule/crossheading/licensing"
    },
    {
      "path": "schedule/crossheading/enforcement-of-agreements-made-by-unlicensed-trader",
      "kind": "crossheading",
      "number": null,
      "heading": "Enforcement of agreements made by unlicensed trader",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "schedule"
    },
    {
      "path": "schedule/paragraph/45",
      "kind": "paragraph",
      "number": "45",
      "heading": null,
      "url": "https://openlegislation.uk/consumer-credit-act-1974-commencement-no-4-order-1977/schedule/paragraph-45",
      "extent": null,
      "status": null,
      "parent": "schedule/crossheading/enforcement-of-agreements-made-by-unlicensed-trader"
    },
    {
      "path": "schedule/crossheading/introductions-by-unlicensed-creditbroker",
      "kind": "crossheading",
      "number": null,
      "heading": "Introductions by unlicensed credit-broker",
      "url": null,
      "extent": null,
      "status": null,
      "parent": "schedule"
    },
    {
      "path": "schedule/paragraph/46",
      "kind": "paragraph",
      "number": "46",
      "heading": null,
      "url": "https://openlegislation.uk/consumer-credit-act-1974-commencement-no-4-order-1977/schedule/paragraph-46",
      "extent": null,
      "status": null,
      "parent": "schedule/crossheading/introductions-by-unlicensed-creditbroker"
    },
    {
      "path": "note",
      "kind": "note",
      "number": null,
      "heading": "Explanatory note",
      "url": "https://openlegislation.uk/consumer-credit-act-1974-commencement-no-4-order-1977/note",
      "extent": null,
      "status": null,
      "parent": null
    }
  ],
  "has_text": true,
  "pdfs": [
    {
      "title": "Printed copy",
      "main": true,
      "language": null,
      "date": "1978-01-10",
      "size": null,
      "url": "https://openlegislation.uk/consumer-credit-act-1974-commencement-no-4-order-1977/pdf/uksi_19772163_en.pdf",
      "source_url": "https://www.legislation.gov.uk/uksi/1977/2163/pdfs/uksi_19772163_en.pdf"
    }
  ],
  "outstanding_effects": [],
  "made_under": [],
  "changes_made_to": 0,
  "changes_made_to_url": "https://openlegislation.uk/consumer-credit-act-1974-commencement-no-4-order-1977/changes.json",
  "changes_made_by": 0,
  "changes_made_by_url": "https://openlegislation.uk/consumer-credit-act-1974-commencement-no-4-order-1977/changes/by-it.json",
  "instruments_made_under": 0,
  "instruments_made_under_url": "https://openlegislation.uk/consumer-credit-act-1974-commencement-no-4-order-1977/instruments.json",
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1977/2163",
    "retrieved_at": "2026-10-29T19:42:43.392706+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}