{
  "url": "https://openlegislation.uk/consumer-credit-act-1974-electronic-communications-order-2004",
  "json_url": "https://openlegislation.uk/consumer-credit-act-1974-electronic-communications-order-2004.json",
  "id": "uksi/2004/3236",
  "title": "The Consumer Credit Act 1974 (Electronic Communications) Order 2004",
  "short_title": "Consumer Credit Act 1974 (Electronic Communications) 2004",
  "long_title": "This Order inserts or modifies provisions of the Consumer Credit Act 1974 (c 39) and secondary legislation made under that Act for the purpose of enabling and facilitating the use of electronic communications for concluding regulated agreements and when sending notices and other documents.",
  "citation": "S.I. 2004/3236",
  "type": "uksi",
  "year": "2004",
  "number": "3236",
  "version": "current",
  "date": "2004-12-06",
  "revised": true,
  "valid_from": "2004-12-31",
  "extent": "E+W+S+N.I.",
  "unapplied_effects": 0,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/consumer-credit-act-1974-electronic-communications-order-2004/introduction",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "article/1",
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      "number": "1",
      "heading": "Citation, commencement and interpretation",
      "url": "https://openlegislation.uk/consumer-credit-act-1974-electronic-communications-order-2004/article-1",
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      "status": null,
      "parent": null
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    {
      "path": "article/2",
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      "heading": "Amendments to the Act",
      "url": "https://openlegislation.uk/consumer-credit-act-1974-electronic-communications-order-2004/article-2",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "article/3",
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      "number": "3",
      "heading": "Amendments to the Consumer Credit (Termination of Licences) Regulations 1976",
      "url": "https://openlegislation.uk/consumer-credit-act-1974-electronic-communications-order-2004/article-3",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "article/4",
      "kind": "article",
      "number": "4",
      "heading": "Amendments to the Consumer Credit (Agreements) Regulations 1983",
      "url": "https://openlegislation.uk/consumer-credit-act-1974-electronic-communications-order-2004/article-4",
      "extent": "E+W+S+N.I.",
      "status": null,
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    },
    {
      "path": "article/5",
      "kind": "article",
      "number": "5",
      "heading": "Consumer Credit (Guarantees and Indemnities) Regulations 1983",
      "url": "https://openlegislation.uk/consumer-credit-act-1974-electronic-communications-order-2004/article-5",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "article/6",
      "kind": "article",
      "number": "6",
      "heading": "Amendments to the Consumer Credit (Cancellation Notices and Copies of Documents) Regulations 1983",
      "url": "https://openlegislation.uk/consumer-credit-act-1974-electronic-communications-order-2004/article-6",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "article/7",
      "kind": "article",
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      "heading": "Amendments to the Consumer Credit (Repayment of Credit on Cancellation) Regulations 1983",
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      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "article/8",
      "kind": "article",
      "number": "8",
      "heading": "Amendments to the Consumer Credit (Settlement Information) Regulations 1983",
      "url": "https://openlegislation.uk/consumer-credit-act-1974-electronic-communications-order-2004/article-8",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "article/9",
      "kind": "article",
      "number": "9",
      "heading": "Amendments to the Consumer Credit (Conduct of Business) (Pawn Records) Regulations 1983",
      "url": "https://openlegislation.uk/consumer-credit-act-1974-electronic-communications-order-2004/article-9",
      "extent": "E+W+S+N.I.",
      "status": null,
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    },
    {
      "path": "article/10",
      "kind": "article",
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      "heading": "Amendments to the Consumer Credit (Pawn Receipts) Regulations 1983",
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    },
    {
      "path": "article/11",
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      "status": null,
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    },
    {
      "path": "article/12",
      "kind": "article",
      "number": "12",
      "heading": "Amendment to the Consumer Credit (Running Account Information) Regulations 1983",
      "url": "https://openlegislation.uk/consumer-credit-act-1974-electronic-communications-order-2004/article-12",
      "extent": "E+W+S+N.I.",
      "status": null,
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    },
    {
      "path": "signature",
      "kind": "signature",
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      "heading": "Signature",
      "url": "https://openlegislation.uk/consumer-credit-act-1974-electronic-communications-order-2004/signature",
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    },
    {
      "path": "note",
      "kind": "note",
      "number": null,
      "heading": "Explanatory note",
      "url": "https://openlegislation.uk/consumer-credit-act-1974-electronic-communications-order-2004/note",
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      "status": null,
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    }
  ],
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      "date": "2008-12-05",
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      "source_url": "https://www.legislation.gov.uk/uksi/2004/3236/pdfs/uksi_20043236_en.pdf"
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      "source_url": "https://www.legislation.gov.uk/uksi/2004/3236/pdfs/uksiem_20043236_en.pdf"
    }
  ],
  "outstanding_effects": [],
  "made_under": [
    {
      "id": "ukpga/2000/7",
      "title": "Electronic Communications Act 2000",
      "url": "https://openlegislation.uk/electronic-communications-act-2000",
      "provisions": [
        "section/8",
        "section/9"
      ]
    }
  ],
  "changes_made_to": 12,
  "changes_made_to_url": "https://openlegislation.uk/consumer-credit-act-1974-electronic-communications-order-2004/changes.json",
  "changes_made_by": 61,
  "changes_made_by_url": "https://openlegislation.uk/consumer-credit-act-1974-electronic-communications-order-2004/changes/by-it.json",
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  "instruments_made_under_url": "https://openlegislation.uk/consumer-credit-act-1974-electronic-communications-order-2004/instruments.json",
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2004/3236",
    "retrieved_at": "2026-10-29T05:13:52.049725+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}