{
  "legislation": {
    "id": "ukpga/1974/39",
    "title": "Consumer Credit Act 1974",
    "short_title": "Consumer Credit Act 1974",
    "citation": "1974 c. 39",
    "type": "ukpga",
    "date": "1974-07-31",
    "revised": true,
    "unapplied_effects": 5,
    "url": "https://openlegislation.uk/consumer-credit-act-1974",
    "json_url": "https://openlegislation.uk/consumer-credit-act-1974.json"
  },
  "direction": "made_to",
  "with": "uksi/2008/2826",
  "count": 14,
  "effects": [
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      "type": "words substituted",
      "affected": {
        "id": "ukpga/1974/39",
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        "provisions": "s. 8(3)",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2008/2826",
        "title": "The Legislative Reform (Consumer Credit) Order 2008",
        "provisions": "art. 3(2)",
        "url": "https://openlegislation.uk/legislative-reform-consumer-credit-order-2008"
      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2008-10-31"
    },
    {
      "type": "inserted",
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        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 86C(8)",
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      },
      "affecting": {
        "id": "uksi/2008/2826",
        "title": "The Legislative Reform (Consumer Credit) Order 2008",
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      },
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    },
    {
      "type": "words inserted",
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        "title": "Consumer Credit Act 1974",
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      },
      "affecting": {
        "id": "uksi/2008/2826",
        "title": "The Legislative Reform (Consumer Credit) Order 2008",
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      },
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    },
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      },
      "affecting": {
        "id": "uksi/2008/2826",
        "title": "The Legislative Reform (Consumer Credit) Order 2008",
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      },
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      },
      "affecting": {
        "id": "uksi/2008/2826",
        "title": "The Legislative Reform (Consumer Credit) Order 2008",
        "provisions": "art. 8(b)",
        "url": "https://openlegislation.uk/legislative-reform-consumer-credit-order-2008"
      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2008-10-31"
    },
    {
      "type": "words inserted",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 82(3)(b)",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2008/2826",
        "title": "The Legislative Reform (Consumer Credit) Order 2008",
        "provisions": "art. 3(3)",
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      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2008-10-31"
    },
    {
      "type": "words substituted",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 189(1)",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2008/2826",
        "title": "The Legislative Reform (Consumer Credit) Order 2008",
        "provisions": "art. 3(4)",
        "url": "https://openlegislation.uk/legislative-reform-consumer-credit-order-2008"
      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2008-10-31"
    },
    {
      "type": "substituted for s. 77A(1)",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 77A(1)-(1E)",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2008/2826",
        "title": "The Legislative Reform (Consumer Credit) Order 2008",
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      },
      "applied": true,
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    },
    {
      "type": "inserted",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 16C",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2008/2826",
        "title": "The Legislative Reform (Consumer Credit) Order 2008",
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      },
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    },
    {
      "type": "modified",
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        "title": "Consumer Credit Act 1974",
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        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2008/2826",
        "title": "The Legislative Reform (Consumer Credit) Order 2008",
        "provisions": "art. 5",
        "url": "https://openlegislation.uk/legislative-reform-consumer-credit-order-2008"
      },
      "applied": true,
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      "in_force_date": "2008-10-31"
    },
    {
      "type": "words omitted",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 77A(7)",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2008/2826",
        "title": "The Legislative Reform (Consumer Credit) Order 2008",
        "provisions": "art. 4(c)",
        "url": "https://openlegislation.uk/legislative-reform-consumer-credit-order-2008"
      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2008-10-31"
    },
    {
      "type": "word substituted",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 77A(5)",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2008/2826",
        "title": "The Legislative Reform (Consumer Credit) Order 2008",
        "provisions": "art. 4(b)(i)",
        "url": "https://openlegislation.uk/legislative-reform-consumer-credit-order-2008"
      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2008-10-31"
    },
    {
      "type": "ceased to have effect",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 77A(5)(b) and word",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2008/2826",
        "title": "The Legislative Reform (Consumer Credit) Order 2008",
        "provisions": "art. 4(b)(ii)",
        "url": "https://openlegislation.uk/legislative-reform-consumer-credit-order-2008"
      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2008-10-31"
    },
    {
      "type": "words inserted",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 82(5A)",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2008/2826",
        "title": "The Legislative Reform (Consumer Credit) Order 2008",
        "provisions": "art. 3(3)",
        "url": "https://openlegislation.uk/legislative-reform-consumer-credit-order-2008"
      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2008-10-31"
    }
  ],
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}