{
  "legislation": {
    "id": "ukpga/1974/39",
    "title": "Consumer Credit Act 1974",
    "short_title": "Consumer Credit Act 1974",
    "citation": "1974 c. 39",
    "type": "ukpga",
    "date": "1974-07-31",
    "revised": true,
    "unapplied_effects": 5,
    "url": "https://openlegislation.uk/consumer-credit-act-1974",
    "json_url": "https://openlegislation.uk/consumer-credit-act-1974.json"
  },
  "direction": "made_to",
  "with": "uksi/2015/910",
  "count": 14,
  "effects": [
    {
      "type": "applied",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 94",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2015/910",
        "title": "The Mortgage Credit Directive Order 2015",
        "provisions": "art. 29(11)(b)",
        "url": "https://openlegislation.uk/mortgage-credit-directive-order-2015"
      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2015-04-20"
    },
    {
      "type": "words inserted",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 77B(9)(c)",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2015/910",
        "title": "The Mortgage Credit Directive Order 2015",
        "provisions": "Sch. 1 para. 2(8)",
        "url": "https://openlegislation.uk/mortgage-credit-directive-order-2015"
      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2015-04-20"
    },
    {
      "type": "applied",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 140A-140C",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2015/910",
        "title": "The Mortgage Credit Directive Order 2015",
        "provisions": "art. 29(12)",
        "url": "https://openlegislation.uk/mortgage-credit-directive-order-2015"
      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2015-04-20"
    },
    {
      "type": "words inserted",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 60(5)(c)",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2015/910",
        "title": "The Mortgage Credit Directive Order 2015",
        "provisions": "Sch. 1 para. 2(4)",
        "url": "https://openlegislation.uk/mortgage-credit-directive-order-2015"
      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2015-04-20"
    },
    {
      "type": "words inserted",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 75A(6)(b)",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2015/910",
        "title": "The Mortgage Credit Directive Order 2015",
        "provisions": "Sch. 1 para. 2(7)",
        "url": "https://openlegislation.uk/mortgage-credit-directive-order-2015"
      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2015-04-20"
    },
    {
      "type": "inserted",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 61A(6A)",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2015/910",
        "title": "The Mortgage Credit Directive Order 2015",
        "provisions": "Sch. 1 para. 2(5)",
        "url": "https://openlegislation.uk/mortgage-credit-directive-order-2015"
      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2015-04-20"
    },
    {
      "type": "words inserted",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 189(1)",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2015/910",
        "title": "The Mortgage Credit Directive Order 2015",
        "provisions": "Sch. 1 para. 2(9)",
        "url": "https://openlegislation.uk/mortgage-credit-directive-order-2015"
      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2015-04-20"
    },
    {
      "type": "applied",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 93",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2015/910",
        "title": "The Mortgage Credit Directive Order 2015",
        "provisions": "art. 29(11)(a)",
        "url": "https://openlegislation.uk/mortgage-credit-directive-order-2015"
      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2015-04-20"
    },
    {
      "type": "words inserted",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 55C(4)(c)",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2015/910",
        "title": "The Mortgage Credit Directive Order 2015",
        "provisions": "Sch. 1 para. 2(3)",
        "url": "https://openlegislation.uk/mortgage-credit-directive-order-2015"
      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2015-04-20"
    },
    {
      "type": "applied",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 95",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2015/910",
        "title": "The Mortgage Credit Directive Order 2015",
        "provisions": "art. 29(11)(c)",
        "url": "https://openlegislation.uk/mortgage-credit-directive-order-2015"
      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2015-04-20"
    },
    {
      "type": "applied",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 127",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2015/910",
        "title": "The Mortgage Credit Directive Order 2015",
        "provisions": "art. 29(2)",
        "url": "https://openlegislation.uk/mortgage-credit-directive-order-2015"
      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2015-04-20"
    },
    {
      "type": "words inserted",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 66A(14)(a)",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2015/910",
        "title": "The Mortgage Credit Directive Order 2015",
        "provisions": "Sch. 1 para. 2(6)",
        "url": "https://openlegislation.uk/mortgage-credit-directive-order-2015"
      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2015-04-20"
    },
    {
      "type": "substituted",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "s. 8(3)",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2015/910",
        "title": "The Mortgage Credit Directive Order 2015",
        "provisions": "Sch. 1 para. 2(2)",
        "url": "https://openlegislation.uk/mortgage-credit-directive-order-2015"
      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2015-04-20"
    },
    {
      "type": "applied (with modifications)",
      "affected": {
        "id": "ukpga/1974/39",
        "title": "Consumer Credit Act 1974",
        "provisions": "Act",
        "url": "https://openlegislation.uk/consumer-credit-act-1974"
      },
      "affecting": {
        "id": "uksi/2015/910",
        "title": "The Mortgage Credit Directive Order 2015",
        "provisions": "art. 31(2)",
        "url": "https://openlegislation.uk/mortgage-credit-directive-order-2015"
      },
      "applied": true,
      "requires_applied": true,
      "in_force_date": "2015-09-21"
    }
  ],
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}