{
  "url": "https://openlegislation.uk/consumer-credit-act-1974/schedule-3/paragraph-49",
  "json_url": "https://openlegislation.uk/consumer-credit-act-1974/schedule-3/paragraph-49.json",
  "legislation": "ukpga/1974/39",
  "legislation_title": "Consumer Credit Act 1974",
  "legislation_url": "https://openlegislation.uk/consumer-credit-act-1974",
  "path": "schedule/3/paragraph/49",
  "kind": "paragraph",
  "number": "49",
  "heading": null,
  "text": "(1) In the case of an agreement—\n(a) which was made before 19th May 1985, and\n(b) to which (by virtue of paragraph 17(2)) section 78(4) applies,\nsection 185(2) shall have effect as respects a notice given before that day in relation to the agreement (whether given before or after the passing of this Act) as it would have effect if section 78(4) had been in operation when the notice was given.\n(2) Paragraph (1) applies to an agreement made on or after 19th May 1985 to provide credit on a current account opened before that day as it applies to an agreement made before that day.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Words substituted by S.I. 1983/1551, art. 3(b)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukpga/1974/39/schedule/3/paragraph/49",
    "retrieved_at": "2026-10-29T10:43:44.026464+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}