{
  "url": "https://openlegislation.uk/consumer-credit-act-1974/schedule-A1/paragraph-13",
  "json_url": "https://openlegislation.uk/consumer-credit-act-1974/schedule-A1/paragraph-13.json",
  "legislation": "ukpga/1974/39",
  "legislation_title": "Consumer Credit Act 1974",
  "legislation_url": "https://openlegislation.uk/consumer-credit-act-1974",
  "path": "schedule/A1/paragraph/13",
  "kind": "paragraph",
  "number": "13",
  "heading": null,
  "text": "(1) A decision of the Tribunal may be taken by majority.\n(2) A decision of the Tribunal disposing of an appeal shall—\n(a) state whether it was unanimous or taken by majority; and\n(b) be recorded in a document which—\n(i) contains a statement of the reasons for the decision and any other specified information; and\n(ii) is signed and dated by a member of the panel of chairmen.\n(3) Where the Tribunal disposes of an appeal it shall—\n(a) send to each party to the appeal a copy of the document mentioned in sub-paragraph (2)(b); and\n(b) publish that document in such manner as it thinks fit.\n(4) The Tribunal may exclude from what it publishes under sub-paragraph (3)(b) information of a specified description.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukpga/1974/39/schedule/A1/paragraph/13",
    "retrieved_at": "2026-10-29T10:43:44.026464+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}