{
  "url": "https://openlegislation.uk/consumer-credit-act-1974/section-129A",
  "json_url": "https://openlegislation.uk/consumer-credit-act-1974/section-129A.json",
  "legislation": "ukpga/1974/39",
  "legislation_title": "Consumer Credit Act 1974",
  "legislation_url": "https://openlegislation.uk/consumer-credit-act-1974",
  "path": "section/129A",
  "kind": "section",
  "number": "129A",
  "heading": "Debtor or hirer to give notice of intent etc. to creditor or owner",
  "text": "(1) A debtor or hirer may make an application under section 129(1)(ba) in relation to a regulated agreement only if—\n(a) following his being given the notice under section 86B or 86C, he gave a notice within subsection (2) to the creditor or owner; and\n(b) a period of at least 14 days has elapsed after the day on which he gave that notice to the creditor or owner.\n(2) A notice is within this subsection if it—\n(a) indicates that the debtor or hirer intends to make the application;\n(b) indicates that he wants to make a proposal to the creditor or owner in relation to his making of payments under the agreement; and\n(c) gives details of that proposal.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "S. 129A inserted (1.10.2008) by Consumer Credit Act 2006 (c. 14), ss. {16(2)}, 71(2); S.I. 2007/3300, art. 3(3), Sch. 3"
    },
    {
      "type": "C",
      "label": "C1",
      "text": "Ss. 129-130 excluded (E.W.S.) (15.7.2014) by The Financial Services and Markets Act 2000 (Regulated Activities) (Green Deal) (Amendment) Order 2014 (S.I. 2014/1850), arts. 1(2), 12(2) (with art. 1(3))"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukpga/1974/39/section/129A",
    "retrieved_at": "2026-10-29T10:43:44.026464+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}