{
  "url": "https://openlegislation.uk/consumer-credit-act-1974/section-86A",
  "json_url": "https://openlegislation.uk/consumer-credit-act-1974/section-86A.json",
  "legislation": "ukpga/1974/39",
  "legislation_title": "Consumer Credit Act 1974",
  "legislation_url": "https://openlegislation.uk/consumer-credit-act-1974",
  "path": "section/86A",
  "kind": "section",
  "number": "86A",
  "heading": "FCA to prepare information sheets on arrears and default",
  "text": "(1) The FCA shall prepare and issue an arrears information sheet and a default information sheet.\n(2) The arrears information sheet shall include information to help debtors and hirers who receive notices under section 86B or 86C.\n(3) The default information sheet shall include information to help debtors and hirers who receive default notices.\n(4) Regulations may make provision about the information to be included in an information sheet.\n(5) An information sheet takes effect for the purposes of this Part at the end of the period of three months beginning with the day on which it is issued or on such later date as the FCA may specify in relation to the information sheet .\n(6) If the FCA revises an information sheet after it has been issued, it shall issue the revised information sheet.\n(7) A revised information sheet takes effect for the purposes of this Part at the end of the period of three months beginning with the day on which it is issued or on such later date as the FCA may specify in relation to the information sheet .",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "S. 86A and preceding cross-heading inserted (31.1.2007) by Consumer Credit Act 2006 (c. 14), ss. {8}, 71(2) (with Sch. 3 para. 5); S.I. 2007/123, art. 3(1), Sch. 1"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Words in s. 86A(1) substituted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by The Financial Services Act 2012 (Consumer Credit) Order 2013 (S.I. 2013/1882), arts. 1(1), 7(7)(a)"
    },
    {
      "type": "F",
      "label": "F3",
      "text": "Words in s. 86A(5) substituted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by The Financial Services Act 2012 (Consumer Credit) Order 2013 (S.I. 2013/1882), arts. 1(1), 7(7)(b)"
    },
    {
      "type": "F",
      "label": "F4",
      "text": "Words in s. 86A(5) inserted (14.2.2014 for specified purposes, 1.4.2014 in so far as not already in force) by The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) Order 2014 (S.I. 2014/366), arts. 1(3)(4), 3(2)"
    },
    {
      "type": "F",
      "label": "F5",
      "text": "S. 86A(6) substituted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by The Financial Services Act 2012 (Consumer Credit) Order 2013 (S.I. 2013/1882), arts. 1(1), 7(7)(c)"
    },
    {
      "type": "F",
      "label": "F6",
      "text": "Words in s. 86A(7) substituted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by The Financial Services Act 2012 (Consumer Credit) Order 2013 (S.I. 2013/1882), arts. 1(1), 7(7)(d)"
    },
    {
      "type": "F",
      "label": "F7",
      "text": "Words in s. 86A(7) inserted (14.2.2014 for specified purposes, 1.4.2014 in so far as not already in force) by The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) Order 2014 (S.I. 2014/366), arts. 1(3)(4), 3(2)"
    },
    {
      "type": "F",
      "label": "F8",
      "text": "Word in s. 86A heading substituted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by The Financial Services Act 2012 (Consumer Credit) Order 2013 (S.I. 2013/1882), arts. 1(1), 7(6)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukpga/1974/39/section/86A",
    "retrieved_at": "2026-10-29T10:43:44.026464+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}