{
  "url": "https://openlegislation.uk/consumer-credit-act-2006-commencement-no-2-and-transitional-provisions-and-savings-order-2007/schedule-2",
  "json_url": "https://openlegislation.uk/consumer-credit-act-2006-commencement-no-2-and-transitional-provisions-and-savings-order-2007/schedule-2.json",
  "legislation": "uksi/2007/123",
  "legislation_title": "The Consumer Credit Act 2006 (Commencement No. 2 and Transitional Provisions and Savings) Order 2007",
  "legislation_url": "https://openlegislation.uk/consumer-credit-act-2006-commencement-no-2-and-transitional-provisions-and-savings-order-2007",
  "path": "schedule/2",
  "kind": "schedule",
  "number": "2",
  "heading": "PROVISIONS COMING INTO FORCE ON 6TH APRIL 2007",
  "text": "Provisions\nSubject Matter of Provisions\nSection 1\nDefinition of individual\nSection 5(5), (6), (8) and (9)\nConsequential amendments relating to section 1\nSection 15\nRepeal of section 127(3) to (5) of the 1974 Act (enforcement orders in cases of infringement)\nSection 19\nUnfair relationships between creditors and debtors\nSection 20\nPowers of court in relation to unfair relationships\nSection 21\nInterpretation of sections 140A (unfair relationships between creditors and debtors) and 140B (powers of court in relation to unfair relationships) of the 1974 Act\nSection 22\nFurther provision relating to unfair relationships\nRepeal of sections 137 to 140 of the 1974 Act (extortionate credit bargains)\nSection 69(1) insofar as it relates to paragraphs 1(2), 11, 14 to 16 and 29 of Schedule 3\nTransitional provision and savings\nSection 70 insofar as it relates to provisions in Schedule 4 brought into force on 6th April 2007 by this Order\nRepeals\nParagraph 1(2) of Schedule 3\nTransitional provisions and savings\nParagraph 11 of Schedule 3\nSaving relating to repeal of section 127(3) to (5) of the 1974 Act (enforcement orders relating to improperly executed agreements)\nParagraph 14 of Schedule 3\nTransitional provision relating to section 140B of the 1974 Act (powers of court in relation to unfair relationships)\nParagraph 15 of Schedule 3\nSaving relating to repeal of sections 137 to 140 of the 1974 Act\nParagraph 16 of Schedule 3\nTransitional provision relating to sections 140B and 140C (interpretation of sections 140A and 140B)\nParagraph 29 of Schedule 3\nTransitional provision\nSchedule 4 for the purposes of the entries relating to sections 16(7), 127(1) and (3) to (5), 137 to 140, 143(b), 171(7), 181(1) in respect of the words “139(5) and (7)”, 181(2) in respect of the words “or 139 (5) or (7)” and 185(3) of the 1974 Act , the Bankruptcy (Scotland) Act 1985 (c.66), the Insolvency Act 1986 (c.45) and the Insolvency (Northern Ireland) Order 1989 (S.I. 1989/2405 (N.I. 19))\nRepeals",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Words in Sch. 2 inserted (13.2.2007) by The Consumer Credit Act 2006 (Commencement No. 2 and Transitional Provisions and Savings) (Amendment) Order 2007 (S.I. 2007/387), art. 2(3)(a)"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Words in Sch. 2 substituted (13.2.2007) by The Consumer Credit Act 2006 (Commencement No. 2 and Transitional Provisions and Savings) (Amendment) Order 2007 (S.I. 2007/387), art. 2(3)(b)"
    },
    {
      "type": "F",
      "label": "F3",
      "text": "Words in Sch. 2 inserted (13.2.2007) by The Consumer Credit Act 2006 (Commencement No. 2 and Transitional Provisions and Savings) (Amendment) Order 2007 (S.I. 2007/387), art. 2(3)(c)"
    },
    {
      "type": "F",
      "label": "F4",
      "text": "Words in Sch. 2 inserted (13.2.2007) by The Consumer Credit Act 2006 (Commencement No. 2 and Transitional Provisions and Savings) (Amendment) Order 2007 (S.I. 2007/387), art. 2(3)(d)"
    },
    {
      "type": "F",
      "label": "F5",
      "text": "Words in Sch. 2 inserted (13.2.2007) by The Consumer Credit Act 2006 (Commencement No. 2 and Transitional Provisions and Savings) (Amendment) Order 2007 (S.I. 2007/387), art. 2(3)(e)(i)"
    },
    {
      "type": "F",
      "label": "F6",
      "text": "Words in Sch. 2 inserted (13.2.2007) by The Consumer Credit Act 2006 (Commencement No. 2 and Transitional Provisions and Savings) (Amendment) Order 2007 (S.I. 2007/387), art. 2(3)(e)(ii)"
    },
    {
      "type": "F",
      "label": "F7",
      "text": "Words in Sch. 2 inserted (13.2.2007) by The Consumer Credit Act 2006 (Commencement No. 2 and Transitional Provisions and Savings) (Amendment) Order 2007 (S.I. 2007/387), art. 2(3)(e)(iii)"
    },
    {
      "type": "I",
      "label": "I1",
      "text": "Sch. 2 in force at 6.4.2007, see art. 3(2)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2007/123/schedule/2",
    "retrieved_at": "2026-10-29T04:06:58.602259+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}