{
  "url": "https://openlegislation.uk/consumer-credit-act-2006-commencement-no-4-and-transitional-provisions-order-2008/note",
  "json_url": "https://openlegislation.uk/consumer-credit-act-2006-commencement-no-4-and-transitional-provisions-order-2008/note.json",
  "legislation": "uksi/2008/831",
  "legislation_title": "The Consumer Credit Act 2006 (Commencement No. 4 and Transitional Provisions) Order 2008",
  "legislation_url": "https://openlegislation.uk/consumer-credit-act-2006-commencement-no-4-and-transitional-provisions-order-2008",
  "path": "note",
  "kind": "note",
  "number": null,
  "heading": "Explanatory note",
  "text": "(This note is not part of the Order)\nThis Order brings into force further provisions of the Consumer Credit Act 2006, which amend the Consumer Credit Act 1974. It is the final Order that will be made.\nThe provisions in Schedule 2 come into force on 6th April 2008 and the provisions in Schedule 3 come into force on 1st October 2008.\nArticle 3(1) and Schedule 2 commence section 2(1) of the Consumer Credit Act 2006 insofar as it applies to agreements other than relevant agreements of a description set out in Schedule 1.\nSection 2(1) of the Consumer Credit Act 2006 amends section 8 of the Consumer Credit Act 1974 and removes the £25,000 limit for consumer credit agreements. Article 4 of the Order provides that section 2(1) has no effect where an agreement varies or supplements an agreement made before 6th April 2008 for the provision of credit exceeding £25,000 and either does not itself provide for further credit to be advanced or is itself an exempt agreement under the Consumer Credit Act 1974.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2008/831/note",
    "retrieved_at": "2026-10-29T03:32:50.793786+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}