{
  "url": "https://openlegislation.uk/consumer-credit-act-2006-commencement-no-4-and-transitional-provisions-order-2008/schedule-1/paragraph-3",
  "json_url": "https://openlegislation.uk/consumer-credit-act-2006-commencement-no-4-and-transitional-provisions-order-2008/schedule-1/paragraph-3.json",
  "legislation": "uksi/2008/831",
  "legislation_title": "The Consumer Credit Act 2006 (Commencement No. 4 and Transitional Provisions) Order 2008",
  "legislation_url": "https://openlegislation.uk/consumer-credit-act-2006-commencement-no-4-and-transitional-provisions-order-2008",
  "path": "schedule/1/paragraph/3",
  "kind": "paragraph",
  "number": "3",
  "heading": null,
  "text": "The condition is that at the time the agreement is entered into less than 40% of the land is used, or is intended to be used, as or in connection with a dwelling—\n(a) by the debtor or a person connected with the debtor, or\n(b) in the case of credit provided to trustees, by an individual who is the beneficiary of the trust or a person connected with such an individual.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2008/831/schedule/1/paragraph/3",
    "retrieved_at": "2026-10-29T03:32:50.793786+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}