{
  "url": "https://openlegislation.uk/consumer-credit-advertisements-regulations-1989/regulation-7",
  "json_url": "https://openlegislation.uk/consumer-credit-advertisements-regulations-1989/regulation-7.json",
  "legislation": "uksi/1989/1125",
  "legislation_title": "The Consumer Credit (Advertisements) Regulations 1989",
  "legislation_url": "https://openlegislation.uk/consumer-credit-advertisements-regulations-1989",
  "path": "regulation/7",
  "kind": "regulation",
  "number": "7",
  "heading": "Restrictions on certain expressions in credit advertisements",
  "text": "A credit advertisement shall not include—\n(a) the word “overdraft” or any cognate expression as describing any agreement for running-account credit except an agreement enabling the debtor to overdraw on a current account;\n(b) any indication whether express or implied that any of the terms of a credit agreement impose on customers a lesser expense or obligation than is being imposed by other persons, except in the case of a full credit advertisement which states, in close proximity to that indication with no less particularity and prominence, the other persons concerned and their comparable terms;\n(c) the expression “interest free” or any expression to the like effect indicating that a customer is liable to pay no greater amount in respect of a transaction financed by credit than he would be liable to pay as a cash purchaser in relation to the like transaction, except where the total amount payable by the debtor does not exceed the cash price; or\n(d) the expression “no deposit” or any expression to the like effect, except where no advance payments are to be made.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1989/1125/regulation/7",
    "retrieved_at": "2026-10-29T15:41:26.475535+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}