# The Consumer Credit (Advertisements) Regulations 2004 (revoked)

S.I. 2004/1484 · made 5 June 2004 · revised to 1 April 2014

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

PDFs: Printed copy https://openlegislation.uk/consumer-credit-advertisements-regulations-2004-revoked/pdf/uksi_20041484_en.pdf

## Introductory text

CONSUMER CREDIT
Made 5th June 2004
Laid before Parliament 9th June 2004
Coming into force 31st October 2004
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 1 Citation, commencement and interpretation

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 1A Application

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 2 Duty to comply

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 3 General requirements

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 4 Content of advertisements

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 5 Credit advertisements in dealers' publications covering a calendar or seasonal period

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 6 Advertisements in dealers' publications relating to credit under a debtor-creditor-supplier agreement

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 7 Security

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 8 APR

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 9 Restrictions on certain expressions in credit advertisements

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 10 Exclusions

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 11 Revocation of superseded provisions

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 12 Transitional provisions

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## Signature

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## Schedule 1: PROVISIONS RELATING TO CALCULATION AND DISCLOSURE OF THE TOTAL CHARGE FOR CREDIT AND ANY APR

## 1 Assumptions about running-account credit

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 2 Permissible tolerances in disclosure of an APR

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 3 Tolerance where repayments are nearly equal

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 4 Tolerance where interval between relevant date and first repayment is greater than interval between repayments

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## Schedule 2: INFORMATION TO BE CONTAINED IN A CREDIT ADVERTISEMENT

## 1 Amount of credit

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 2 Deposit of money in an account

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 3 Cash price

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 4 Advance payment

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 5 Frequency, number and amount of repayments of credit

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 6 Other payments and charges

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 7 Total amount payable by the debtor

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## Schedule 3: INFORMATION TO BE CONTAINED IN A HIRE ADVERTISEMENT

## 1 Deposit of money in an account

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 2 Advance payment

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 3 Duration of hire

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 4 Frequency and amount of hire payments

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 5 Other payments and charges

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## 6 Variable payments and charges

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

## Explanatory note

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

---
Source: https://www.legislation.gov.uk/uksi/2004/1484 (the official version)
Page: https://openlegislation.uk/consumer-credit-advertisements-regulations-2004-revoked
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.

