{
  "url": "https://openlegislation.uk/consumer-credit-agreements-regulations-1983/regulation-3",
  "json_url": "https://openlegislation.uk/consumer-credit-agreements-regulations-1983/regulation-3.json",
  "legislation": "uksi/1983/1553",
  "legislation_title": "The Consumer Credit (Agreements) Regulations 1983",
  "legislation_url": "https://openlegislation.uk/consumer-credit-agreements-regulations-1983",
  "path": "regulation/3",
  "kind": "regulation",
  "number": "3",
  "heading": "Form and content of regulated consumer hire agreements",
  "text": "(1) Subject to paragraph (2) below, documents embodying regulated consumer hire agreements (other than modifying agreements) shall contain the information set out in Column 2 of Schedule 3 to these Regulations in so far as it relates to the type of agreement referred to in Column 1.\n(2) Where any information about financial and related particulars set out in paragraphs 5 and 6 of Schedule 3 to these Regulations cannot be exactly ascertained by the owner, estimated information based on such assumptions as the owner may reasonably make in all the circumstances of the case and an indication of the assumptions made shall be included in documents embodying regulated consumer hire agreements.\n(3) Documents embodying regulated consumer hire agreements shall contain statements of the protection and remedies available to hirers under the Act, in the Form numbered in Column 1 of Schedule 4 to these Regulations and set out in Column 3, in so far as they relate to the type of agreement referred to in Column 2.\n(4) Subject to paragraph (5) below the information, statements of the protection and remedies, signature and separate boxes which this regulation requires documents embodying regulated consumer hire agreements to contain, shall be set out in the order given by paragraphs (a) to (e) below under, where applicable, the headings specified below:—\n(a) the nature of the agreement as set out in paragraph 1 of Schedule 3 to these Regulations;\n(b) the parties to the agreement as set out in paragraph 2 of Schedule 3 to these Regulations;\n(c) under the heading “Key Financial Information”, the financial and related particulars set out in paragraphs 3 to 8 of Schedule 3 to these Regulations;\n(d) under the heading “Key Information”—\n(i) the information set out in paragraphs 9 to 11 of Schedule 3 to these Regulations; and\n(ii) the statements of protection and remedies set out in Schedule 4 to these Regulations; and\n(e) the signature box and, where applicable, the separate box required by paragraph (6) below,\nand such information, statements of protection and remedies, signature and separate boxes shall be shown together as a whole and shall not be preceded by any information apart from trade names, logos or the reference number of the agreement or interspersed with any other information or wording apart from subtotals of total amounts and cross references to the terms of the agreement.\n(5) In the case of documents embodying consumer hire agreements relating to more than one description of goods to be bailed or hired under the agreement, the list or other description of the goods referred to in paragraph 3 of Schedule 3 to these Regulations may be shown in a schedule to such document, provided that a reference to the schedule to such document is shown together with the remaining financial and related particulars specified in paragraph (4)(c) above.\n(6) Documents embodying regulated consumer hire agreements shall contain a signature box in the Form numbered in Column 1 of Part II of Schedule 5 to these Regulations and set out in Column 3, in so far as it relates to the type of agreement referred to in Column 2 and shall, if the agreement is one to which section 58(1) of the Act applies or is a cancellable agreement, contain a separate box immediately above, below or adjacent to the signature box in which shall be included the appropriate statements specified in Forms 1, 4 and 5 of Schedule 4.\n(7) Documents embodying regulated consumer hire agreements shall embody any security provided in relation to the regulated agreement by the hirer.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Reg. 3(4) substituted (31.5.2005) by The Consumer Credit (Agreements) (Amendment) Regulations 2004 (S.I. 2004/1482), regs. 1, 5(2) (with reg. 18)"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Words in reg. 3(5) substituted (31.5.2005) by The Consumer Credit (Agreements) (Amendment) Regulations 2004 (S.I. 2004/1482), regs. 1, 5(3) (with reg. 18)"
    },
    {
      "type": "F",
      "label": "F3",
      "text": "Words in reg. 3(6) substituted (31.5.2005) by S.I. 2004/1482, reg. 5(4) (as inserted by The Consumer Credit (Miscellaneous Amendments) Regulations 2004 (S.I. 2004/2619), regs. 1(2), 2(3))"
    },
    {
      "type": "I",
      "label": "I1",
      "text": "Reg. 3 in force at 19.5.1985, see reg. 1(1)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1983/1553/regulation/3",
    "retrieved_at": "2026-10-29T17:56:20.044614+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}