{
  "url": "https://openlegislation.uk/consumer-credit-agreements-regulations-2010/schedule-4/paragraph-wrapper20n1",
  "json_url": "https://openlegislation.uk/consumer-credit-agreements-regulations-2010/schedule-4/paragraph-wrapper20n1.json",
  "legislation": "uksi/2010/1014",
  "legislation_title": "The Consumer Credit (Agreements) Regulations 2010",
  "legislation_url": "https://openlegislation.uk/consumer-credit-agreements-regulations-2010",
  "path": "schedule/4/paragraph/wrapper20n1",
  "kind": "paragraph",
  "number": null,
  "heading": null,
  "text": "In the case of an agreement under which all repayments of credit but one are equal and that one repayment does not differ from any other repayment by more whole pence than there are repayments of credit, there may be included in a consumer credit agreement a rate found under the total charge for credit rules as if that one repayment were equal to the other repayments to be made under the agreement.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Words in Sch. 4 paras. 3, 4 substituted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), 27(6)(b)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2010/1014/schedule/4/paragraph/wrapper20n1",
    "retrieved_at": "2026-10-29T02:45:12.745062+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}