{
  "url": "https://openlegislation.uk/consumer-credit-agreements-regulations-2010/schedule-4/paragraph-wrapper21n1",
  "json_url": "https://openlegislation.uk/consumer-credit-agreements-regulations-2010/schedule-4/paragraph-wrapper21n1.json",
  "legislation": "uksi/2010/1014",
  "legislation_title": "The Consumer Credit (Agreements) Regulations 2010",
  "legislation_url": "https://openlegislation.uk/consumer-credit-agreements-regulations-2010",
  "path": "schedule/4/paragraph/wrapper21n1",
  "kind": "paragraph",
  "number": null,
  "heading": null,
  "text": "4. Tolerance where interval between relevant date and first repayment is greater than interval between repayments\n(a) In the case of a consumer credit agreement under which—\n(i) three or more repayments are to be made at equal intervals, and\n(ii) the interval between the relevant date and the first repayment is greater than the interval between the repayments,\nthere may be included in the agreement a rate found under the total charge for credit rules as if the interval between the relevant date and the first repayment were shortened so as to be equal to the interval between repayments.\n(b) In this paragraph “relevant date” means—\n(i) in a case where a date is specified in or determinable under the consumer credit agreement at the date of its making as that on which the debtor is entitled to require provision of anything the subject of the agreement, the earliest such date, and\n(ii) in any other case, the date of the making of the agreement.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Words in Sch. 4 paras. 3, 4 substituted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), 27(6)(b)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2010/1014/schedule/4/paragraph/wrapper21n1",
    "retrieved_at": "2026-10-29T02:45:12.745062+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}