{
  "url": "https://openlegislation.uk/consumer-credit-cancellation-notices-and-copies-of-documents-regulations-1983/regulation-5",
  "json_url": "https://openlegislation.uk/consumer-credit-cancellation-notices-and-copies-of-documents-regulations-1983/regulation-5.json",
  "legislation": "uksi/1983/1557",
  "legislation_title": "The Consumer Credit (Cancellation Notices and Copies of Documents) Regulations 1983",
  "legislation_url": "https://openlegislation.uk/consumer-credit-cancellation-notices-and-copies-of-documents-regulations-1983",
  "path": "regulation/5",
  "kind": "regulation",
  "number": "5",
  "heading": "Copies of cancellable unexecuted and executed agreements",
  "text": "(1) Every copy of a cancellable unexecuted agreement delivered or sent to a debtor or hirer under section 62 of the Act or of a cancellable executed agreement delivered to him under section 63(1) of the Act shall include a box containing only a notice indicating the right of the debtor or hirer to cancel the agreement, and how and when that right is exercisable, in the Form numbered in Column 1 in Part II of the Schedule to these Regulations and set out in Column 3 appropriate to the type of agreement referred to in Column 2, instead of any statement of the rights of the debtor or hirer referred to in Regulations 2(3) and 3(3) of, and Forms 4 to 6 of Schedule 2 and Forms 4 and 5 of Schedule 4 to, the Agreements Regulations.\n(2) Every copy of a cancellable executed agreement sent by an appropriate method to the debtor or hirer under section 63(2) of the Act within the seven days following the making of the agreement or under section 63(4) shall include—\n(a) a box containing only a notice indicating the right of the debtor or hirer to cancel the agreement, and how and when that right is exercisable, in the Form numbered in Column 1 in Part III of the Schedule to these Regulations and set out in Column 3 appropriate to the type of agreement referred to in Column 2, instead of any statement of the rights of the debtor or hirer referred to in Regulations 2(3) and 3(3) of, and Forms 4 to 6 of Schedule 2 and Forms 4 and 5 of Schedule 4 to, the Agreements Regulations; and\n(b) a Cancellation Form which shall be in the Form specified in Part IV of the Schedule.\n(2A) Nothing in this Regulation shall prohibit the inclusion in the cancellable unexecuted or executed agreement of information about the process or means of providing, communicating or verifying the cancellation by the use of an electronic communication.\n(3) Where a notice indicating the right of the debtor or hirer to cancel a cancellable unexecuted or executed agreement does not appear prominently on the first page of any copy of such an agreement delivered or sent to the debtor or hirer under section 62 or 63 of the Act, the copy shall include on its first page a box containing only the statement in the Form specified in Part V of the Schedule to these Regulations.\n(4) In the case of—\n(a) an unexecuted agreement a copy of which is required to be delivered or sent to a debtor or hirer under section 62 of the Act;\n(b) an executed agreement a copy of which is required to be delivered to a debtor or hirer under section 63(1); or\n(c) an executed agreement a copy of which is required to be given to a debtor or hirer under section 63(2) or (4), and\nwhich is not a cancellable agreement within the meaning of the Act and these Regulations but which may be cancelled by the debtor or hirer in accordance with terms of the agreement conferring upon him similar rights as if the agreement were such a cancellable agreement, the agreement may be treated for the purposes of this Regulation as if it were a cancellable agreement within the meaning of the Act and of these Regulations, and Regulation 2 shall then apply as if the agreement were such a cancellable agreement.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Words in reg. 5(1) substituted (31.5.2005) by The Consumer Credit (Miscellaneous Amendments) Regulations 2004 (S.I. 2004/2619), regs. 1(2), 5(2)(a)"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Words in reg. 5(2) substituted (31.12.2004) by The Consumer Credit Act 1974 (Electronic Communications) Order 2004 (S.I. 2004/3236), arts. 1(1), 6(4)(a)"
    },
    {
      "type": "F",
      "label": "F3",
      "text": "Words in reg. 5(2)(a) substituted (31.5.2005) by The Consumer Credit (Miscellaneous Amendments) Regulations 2004 (S.I. 2004/2619), regs. 1(2), 5(2)(b)"
    },
    {
      "type": "F",
      "label": "F4",
      "text": "Reg. 5(2A) inserted (31.12.2004) by The Consumer Credit Act 1974 (Electronic Communications) Order 2004 (S.I. 2004/3236), arts. 1(1), 6(4)(b)"
    },
    {
      "type": "F",
      "label": "F5",
      "text": "Reg. 5(4) inserted (19.5.1985) by The Consumer Credit (Cancellation Notices and Copies of Documents) (Amendment) Regulations 1984 (S.I. 1984/1108), regs. 1, 2(b)"
    },
    {
      "type": "I",
      "label": "I1",
      "text": "Reg. 5 in force at 19.5.1985, see reg. 1(1)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1983/1557/regulation/5",
    "retrieved_at": "2026-10-29T17:56:16.554745+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}