{
  "url": "https://openlegislation.uk/consumer-credit-credit-reference-agency-regulations-2000",
  "json_url": "https://openlegislation.uk/consumer-credit-credit-reference-agency-regulations-2000.json",
  "id": "uksi/2000/290",
  "title": "The Consumer Credit (Credit Reference Agency) Regulations 2000",
  "short_title": "Consumer Credit (Credit Reference Agency) 2000",
  "long_title": "These Regulations revoke (with savings) the Consumer Credit (Credit Reference Agency) Regulations 1977 (“the 1977 Regulations”). They supplement sections 157 to 160 of the Consumer Credit Act 1974 (“the 1974 Act”) and section 9(3) of the Data Protection Act 1998 (“the 1998 Act”), which relate to the disclosure to consumers of information about their financial standing held by credit reference agencies and the correction of such information where it is found to be wrong or incomplete.",
  "citation": "S.I. 2000/290",
  "type": "uksi",
  "year": "2000",
  "number": "290",
  "version": "current",
  "date": "2000-02-08",
  "revised": true,
  "valid_from": "2018-05-25",
  "extent": "E+W+S+N.I.",
  "unapplied_effects": 0,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/consumer-credit-credit-reference-agency-regulations-2000/introduction",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/1",
      "kind": "regulation",
      "number": "1",
      "heading": "Title, commencement, revocation and savings",
      "url": "https://openlegislation.uk/consumer-credit-credit-reference-agency-regulations-2000/regulation-1",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/2",
      "kind": "regulation",
      "number": "2",
      "heading": "Interpretation",
      "url": "https://openlegislation.uk/consumer-credit-credit-reference-agency-regulations-2000/regulation-2",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/3",
      "kind": "regulation",
      "number": "3",
      "heading": "Prescribed period for the purposes of sections 157(1), 158(1) and 160(3) of the 1974 Act",
      "url": "https://openlegislation.uk/consumer-credit-credit-reference-agency-regulations-2000/regulation-3",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/4",
      "kind": "regulation",
      "number": "4",
      "heading": "Statement of rights under sections 159 and 160 of the 1974 Act",
      "url": "https://openlegislation.uk/consumer-credit-credit-reference-agency-regulations-2000/regulation-4",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/5",
      "kind": "regulation",
      "number": "5",
      "heading": "Applications to the relevant authority under section 159(5) of the 1974 Act",
      "url": "https://openlegislation.uk/consumer-credit-credit-reference-agency-regulations-2000/regulation-5",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "signature",
      "kind": "signature",
      "number": null,
      "heading": "Signature",
      "url": "https://openlegislation.uk/consumer-credit-credit-reference-agency-regulations-2000/signature",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "schedule/1",
      "kind": "schedule",
      "number": "1",
      "heading": "CREDIT REFERENCE AGENCY FILES",
      "url": "https://openlegislation.uk/consumer-credit-credit-reference-agency-regulations-2000/schedule-1",
      "extent": "E+W+S+N.I.",
      "status": "repealed",
      "parent": null
    },
    {
      "path": "schedule/2",
      "kind": "schedule",
      "number": "2",
      "heading": "CREDIT REFERENCE AGENCY FILES",
      "url": "https://openlegislation.uk/consumer-credit-credit-reference-agency-regulations-2000/schedule-2",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "schedule/3",
      "kind": "schedule",
      "number": "3",
      "heading": "CREDIT REFERENCE AGENCY FILES",
      "url": "https://openlegislation.uk/consumer-credit-credit-reference-agency-regulations-2000/schedule-3",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "note",
      "kind": "note",
      "number": null,
      "heading": "Explanatory note",
      "url": "https://openlegislation.uk/consumer-credit-credit-reference-agency-regulations-2000/note",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    }
  ],
  "has_text": true,
  "pdfs": [
    {
      "title": "Printed copy",
      "main": true,
      "language": null,
      "date": "2008-11-18",
      "size": null,
      "url": "https://openlegislation.uk/consumer-credit-credit-reference-agency-regulations-2000/pdf/uksi_20000290_en.pdf",
      "source_url": "https://www.legislation.gov.uk/uksi/2000/290/pdfs/uksi_20000290_en.pdf"
    }
  ],
  "outstanding_effects": [],
  "made_under": [
    {
      "id": "ukpga/1998/29",
      "title": "Data Protection Act 1998",
      "url": "https://openlegislation.uk/data-protection-act-1998",
      "provisions": []
    },
    {
      "id": "ukpga/1974/39",
      "title": "Consumer Credit Act 1974",
      "url": "https://openlegislation.uk/consumer-credit-act-1974",
      "provisions": [
        "section/157",
        "section/158",
        "section/159",
        "section/160",
        "section/182",
        "section/9"
      ]
    }
  ],
  "changes_made_to": 8,
  "changes_made_to_url": "https://openlegislation.uk/consumer-credit-credit-reference-agency-regulations-2000/changes.json",
  "changes_made_by": 1,
  "changes_made_by_url": "https://openlegislation.uk/consumer-credit-credit-reference-agency-regulations-2000/changes/by-it.json",
  "instruments_made_under": 0,
  "instruments_made_under_url": "https://openlegislation.uk/consumer-credit-credit-reference-agency-regulations-2000/instruments.json",
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2000/290",
    "retrieved_at": "2026-10-29T09:21:17.364913+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}