{
  "url": "https://openlegislation.uk/consumer-credit-disclosure-of-information-regulations-2004/regulation-4",
  "json_url": "https://openlegislation.uk/consumer-credit-disclosure-of-information-regulations-2004/regulation-4.json",
  "legislation": "uksi/2004/1481",
  "legislation_title": "The Consumer Credit (Disclosure of Information) Regulations 2004",
  "legislation_url": "https://openlegislation.uk/consumer-credit-disclosure-of-information-regulations-2004",
  "path": "regulation/4",
  "kind": "regulation",
  "number": "4",
  "heading": "Manner of disclosure",
  "text": "The information and statements of protection and remedies required to be disclosed under regulation 3 must be—\n(a) easily legible and, where applicable, of a colour which is readily distinguishable from the background medium upon which they are displayed;\n(b) not interspersed with any other information or wording apart from subtotals of total amounts and cross references to the terms of the agreement;\n(c) of equal prominence except that headings may be afforded more prominence whether by capital letters, underlining, larger or bold print or otherwise; and\n(d) contained in a document which:\n(i) is separate from the document embodying the relevant agreement (within the meaning of regulation 3) and any other document referred to in the document embodying that agreement;\n(ii) is headed with the words “Pre-contract Information”;\n(iii) does not contain any other information or wording apart from the heading referred to in sub-paragraph (ii);\n(iv) is on paper or on another durable medium which is available and accessible to the debtor or hirer; and\n(v) is of a nature that enables the debtor or hirer to remove it from the place where it is disclosed to him.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "I",
      "label": "I1",
      "text": "Reg. 4 in force at 31.5.2005, see reg. 1(1)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2004/1481/regulation/4",
    "retrieved_at": "2026-10-29T05:24:21.400786+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}