{
  "url": "https://openlegislation.uk/consumer-credit-disclosure-of-information-regulations-2010",
  "json_url": "https://openlegislation.uk/consumer-credit-disclosure-of-information-regulations-2010.json",
  "id": "uksi/2010/1013",
  "title": "The Consumer Credit (Disclosure of Information) Regulations 2010",
  "short_title": "Consumer Credit (Disclosure of Information) 2010",
  "long_title": "These Regulations implement article 5.1 to 5.5, and article 6.4 of Directive 2008/48/EC of the European Parliament and of the Council on credit agreements for consumers (OJ No. L133, 22.5.2008, p.66) They also implement the pre-contractual information requirements in articles 3.1 to 3.3 and 5.2 of Directive 2002/65/EC of the European Parliament and of the Council concerning the distance marketing of consumer financial services and amending Council Directive 90/61/EEC and Directives 97/7/EC and 98/27/EC in their application to consumer credit agreements (OJ No.L271, 9.10.2002, p.16.).",
  "citation": "S.I. 2010/1013",
  "type": "uksi",
  "year": "2010",
  "number": "1013",
  "version": "current",
  "date": "2010-03-28",
  "revised": true,
  "valid_from": "2023-07-11",
  "extent": "E+W+S+N.I.",
  "unapplied_effects": 1,
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      "path": "introduction",
      "kind": "introduction",
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      "heading": "Introductory text",
      "url": "https://openlegislation.uk/consumer-credit-disclosure-of-information-regulations-2010/introduction",
      "extent": "E+W+S+N.I.",
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      "heading": "Citation, commencement and interpretation",
      "url": "https://openlegislation.uk/consumer-credit-disclosure-of-information-regulations-2010/regulation-1",
      "extent": "E+W+S+N.I.",
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      "heading": "Agreements to which these Regulations apply",
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      "heading": "Information to be disclosed: agreements other than telephone contracts, non-telephone distance contracts, excluded pawn agreements and overdraft agreements",
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      "heading": "Information about contractual terms and conditions: regulations 3, 4 and 5",
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      "url": "https://openlegislation.uk/consumer-credit-disclosure-of-information-regulations-2010/regulation-8",
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      "status": null,
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      "path": "regulation/9",
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      "heading": "PRE-CONTRACT CREDIT INFORMATION",
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      "heading": "PROVISIONS RELATING TO CALCULATION AND DISCLOSURE OF THE TOTAL CHARGE FOR CREDIT AND APR",
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