# The Consumer Credit (Disclosure of Information) Regulations 2010, Regulation 2: Agreements to which these Regulations apply

Extent: E+W+S+N.I.

(1) These Regulations apply in respect of a regulated consumer credit agreement, except as provided for in paragraphs (2) to (4).
(2) These regulations do not apply to an agreement to which section 58 of the Act (opportunity for withdrawal from prospective land mortgage) applies.
(3) These Regulations do not apply to an authorised non-business overdraft agreement which is—
(a) for credit which exceeds £60,260 unless it is a residential renovation agreement, or
(b) secured on land.
(4) Except as provided for in paragraph (5) these Regulations do not apply to an agreement—
(a) under which the creditor provides the debtor with credit exceeding £60,260 unless it is a residential renovation agreement,
(b) secured on land,
(c) entered into by the debtor wholly or predominantly for the purposes of a business also carried on, or intended to be carried on, by him, or
(d) made before 1st February 2011.
(5) These Regulations apply to an agreement mentioned in paragraph (4) (which is not also an agreement mentioned in paragraph (2) or (3)) where a creditor or, where applicable a credit intermediary, discloses or purports to disclose the pre-contract credit information in accordance with these Regulations rather than in accordance with the Consumer Credit (Disclosure of Information) Regulations 2004 or the Financial Services (Distance Marketing) Regulations 2004 (as the case may be).
(6) Article 60C(5) and (6) of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001 applies for the purposes of paragraph (4)(c).

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Source: https://www.legislation.gov.uk/uksi/2010/1013/regulation/2 (the official version)
Page: https://openlegislation.uk/consumer-credit-disclosure-of-information-regulations-2010/regulation-2
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.