# The Consumer Credit (Enforcement, Default and Termination Notices) Regulations 1983, Paragraph 7: Retaking of protected hire-purchase etc, goods


In the case of a hire-purchase or conditional sale agreement relating to goods,
(a) made on or after 19th May 1985, where the property in the goods remains in the creditor; or
(b) made before 19th May 1985, where the debtor has not put an end to the agreement by virtue of any right vested in the debtor and where the total amount payable under the agreement does not exceed £7,500,
a statement in the following form—
“But if you have paid at least one-third of the total amount payable under the agreement set out below (or any installation charge plus one-third of the rest of the amount payable), the creditor may not take back the goods against your wishes unless the creditor gets a court order. (In Scotland, the creditor may need to get a court order at any time.) If the creditor does take them without your consent or a court order, you have the right to get back all the money you have paid under the agreement set out below.
If you are unsure whether you have repaid at least one-third of the total price of the goods, contact the creditor who will provide you with this information free of charge.”
Note:
This statement must follow the specification under paragraph 6 of the further action intended to be taken by the creditor and be followed by—
(a) either
(i) the total amount payable under the agreement, or
(ii) where there is an installation charge, separately, the amount of the installation charge and the rest of the total amount payable under the agreement; and
(b) the total amount that the debtor has paid to the creditor by the date of the giving of the notice.

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Source: https://www.legislation.gov.uk/uksi/1983/1561/schedule/2/paragraph/7 (the official version)
Page: https://openlegislation.uk/consumer-credit-enforcement-default-and-termination-notices-regulations-1983/schedule-2/paragraph-7
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.