# The Consumer Credit (Exempt Agreements) (Amendment) Order 1991 S.I. 1991/1393 · made 14 June 1991 This Order provides for further, miscellaneous, amendments to the Consumer Credit (Exempt Agreements) Order 1989. Made under: Consumer Credit Act 1974 (Section 16, Section 182) ## Introductory text CONSUMER CREDIT Made 14th June 1991 Laid before Parliament 18th June 1991 Coming into force 9th July 1991 The Secretary of State, after consulting in accordance with section 16(3) of the Consumer Credit Act 1974 the persons therein referred to, in exercise of the powers conferred on him by sections 16(1), (4), (5) and (6) and 182(2) and (4) of that Act, and of all other powers enabling him in that behalf, hereby makes the following Order: ## 1 This Order may be cited as the Consumer Credit (Exempt Agreements) (Amendment) Order 1991 and shall come into force on 9th July 1991. ## 2 The Consumer Credit (Exempt Agreements) Order 1989 is hereby amended as follows— (a) in article 4— (i) in paragraph (2)(b), by substituting for the figure “14” the figure “15”; and (ii) in paragraph (6), by substituting for the words “TSB England and Wales public limited company” the words “TSB Bank Plc”; (b) in article 6, by inserting before the words “electricity or water” wherever they occur the word “gas,”; (c) in Part I of Schedule 1— (i) by inserting after the entry— “The Equitable Life Assurance Society” the entry— “Equico International Limited”; (ii) by inserting after the entry— “Pioneer Mutual Insurance Company Limited” the entry— “Prolific Life and Pensions Limited”; (iii) by substituting for the entry— “Nottingham Oddfellows Friendly Society” the entry— “Nottingham Oddfellows Assurance Friendly Society”; (iv) by deleting the entries— “Provincial Life Assurance Company Limited” “The Loyal Order of Ancient Shepherds (Ashton Unity) Friendly Society”; (v) by inserting after the entry— “The Scottish Legal Life Assurance Society” the entry— “The Shepherds Friendly Society”; and (vi) by inserting after the entry— “Church of Scotland Trust” the entry— “The Representative Body of the Church in Wales”; (d) by substituting for Part III of Schedule 1, the following Part— “PART III bodies corporate named or specifically referred to in an order made under section 156(4), 444(1) or 447(2)(a) of the housing act 1985 Abbey Life Executive Mortgages Limited Abbey Life Funding Limited Abbey Life Home Loans Limited Abbey Life Home Services Limited Abbey Life Mortgage Finance Limited Abbey Life Mortgage Loans Limited Abbey Life Mortgage Securities Limited Abbey Life Residential Loans Limited CIS Mortgage Maker Limited General Portfolio Finance Limited Halifax Loans Limited Halifax Loans (No. 2) Limited Halifax Loans (No. 3) Limited Halifax Loans (No. 4) Limited HMC First Home National PLC Household Mortgage Corporation PLC Lombard Home Loans Limited London and Manchester (Mortgages) (No. 1) Limited London and Manchester (Mortgages) (No. 2) Limited London and Manchester (Mortgages) (No. 3) Limited London and Manchester (Mortgages) (No. 4) Limited The Mortgage Corporation Limited The National Home Loans Corporation Limited National Mutual Home Loans plc National Westminster Home Loans Limited Royal London Homebuy Limited Secured Residential Funding PLC Sun Life of Canada Home Loans Limited Wesleyan Home Loans Limited” ## Signature Edward Leigh Parliamentary Under-Secretary of State, Department of Trade and Industry 14th June 1991 ## Explanatory note (This note is not part of the Order) This Order provides for further, miscellaneous, amendments to the Consumer Credit (Exempt Agreements) Order 1989. It clarifies the provision made by article 4(2)(b) of that Order in relation to agreements which will not be exempted from regulation under the Consumer Credit Act 1974 if they permit creditors to increase certain amounts charged for credit, by altering a reference to the Consumer Credit (Total Charge for Credit) Regulations 1980 (S.I. 1980/51). It also exempts, in a manner consistent with existing exemptions conferred on electricity and water suppliers, consumer hire agreements relating to meters and metering equipment where the owner is a body corporate authorised to supply gas. The Order makes provision for exemption for certain consumer credit agreements where the creditor is a body specified in Schedule 1 to the Order by adding one insurance company and one charity to the list in Part I, and eight bodies to the list in Part III, of that Schedule. --- Source: https://www.legislation.gov.uk/uksi/1991/1393 (the official version) Page: https://openlegislation.uk/consumer-credit-exempt-agreements-amendment-order-1991 Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.