Article 2

by inserting, after the word “only” in the first line, the figure “(i)”, and

by adding at the end of that paragraph the following:—

“or (ii) where a debtor-creditor agreement to finance the alteration, enlarging, repair or improvement of a dwelling, secured by a land mortgage on that dwelling, is made as a result of any such services as are described in section 4(3)(dd) of the Housing Associations Act 1985^f2 which are certified as having been provided by—

(a)

a local authority;

(b)

a housing association within the meaning of section 1 of the Housing Associations Act 1985 or Article 114 of the Housing (Northern Ireland) Order 1981^f3;

(c)

a body established by such a housing association for the purpose of providing such services as are described in the said section 4(3)(dd);

(d)

a charity;

(e)

the National Home Improvement Council; or

(f)

the Northern Ireland Housing Executive.”.