{
  "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-1989",
  "json_url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-1989.json",
  "id": "uksi/1989/869",
  "title": "The Consumer Credit (Exempt Agreements) Order 1989",
  "short_title": "Consumer Credit (Exempt Agreements) 1989",
  "long_title": "This Order consolidates the Consumer Credit (Exempt Agreements) (No. 2) Order 1985 as amended, which provides that certain consumer credit and consumer hire agreements shall be exempt agreements for the purposes of the Consumer Credit Act 1974.",
  "citation": "S.I. 1989/869",
  "type": "uksi",
  "year": "1989",
  "number": "869",
  "version": "current",
  "date": "1989-05-19",
  "revised": false,
  "valid_from": null,
  "extent": null,
  "unapplied_effects": 44,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-1989/introduction",
      "extent": null,
      "status": null,
      "parent": null
    },
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      "path": "article/1",
      "kind": "article",
      "number": "1",
      "heading": "Citation, commencement, interpretation and revocation",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-1989/article-1",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "article/2",
      "kind": "article",
      "number": "2",
      "heading": "Exemption of certain consumer credit agreements secured on land",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-1989/article-2",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "article/3",
      "kind": "article",
      "number": "3",
      "heading": "Exemption of certain consumer credit agreements by reference to the number of payments to be made by the debtor",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-1989/article-3",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "article/4",
      "kind": "article",
      "number": "4",
      "heading": "Exemption of certain consumer credit agreements by reference to the rate of the total charge for credit",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-1989/article-4",
      "extent": null,
      "status": null,
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    },
    {
      "path": "article/5",
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      "number": "5",
      "heading": "Exemption of certain consumer credit agreements having a connection with a country outside the United Kingdom",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-1989/article-5",
      "extent": null,
      "status": null,
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    },
    {
      "path": "article/6",
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      "heading": "Exemption of certain consumer hire agreements",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-1989/article-6",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "signature",
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      "number": null,
      "heading": "Signature",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-1989/signature",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "schedule/1",
      "kind": "schedule",
      "number": "1",
      "heading": "BODIES WHOSE AGREEMENTS OF THE SPECIFIED DESCRIPTION ARE EXEMPT AGREEMENTS",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "schedule/1/part/I",
      "kind": "part",
      "number": "I",
      "heading": "insurance companies",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-1989/schedule-1/part-I",
      "extent": null,
      "status": null,
      "parent": "schedule/1"
    },
    {
      "path": "schedule/1/part/2",
      "kind": "part",
      "number": null,
      "heading": "friendly societies",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-1989/schedule-1/part-2",
      "extent": null,
      "status": null,
      "parent": "schedule/1"
    },
    {
      "path": "schedule/1/part/3",
      "kind": "part",
      "number": null,
      "heading": "charities",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-1989/schedule-1/part-3",
      "extent": null,
      "status": null,
      "parent": "schedule/1"
    },
    {
      "path": "schedule/1/part/II",
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      "number": "II",
      "heading": null,
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-1989/schedule-1/part-II",
      "extent": null,
      "status": null,
      "parent": "schedule/1"
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    {
      "path": "schedule/1/part/III",
      "kind": "part",
      "number": "III",
      "heading": "bodies corporate named or specifically referred to in an order made under section 156(4), 444(1) or 447(2)(a) of the housing act 1985",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-1989/schedule-1/part-III",
      "extent": null,
      "status": null,
      "parent": "schedule/1"
    },
    {
      "path": "schedule/1/part/IV",
      "kind": "part",
      "number": "IV",
      "heading": "creditors whose agreements are exempt under paragraph (b) of article 5, subject to the provisions of that paragraph",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-1989/schedule-1/part-IV",
      "extent": null,
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      "parent": "schedule/1"
    },
    {
      "path": "schedule/2",
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      "number": "2",
      "heading": null,
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-1989/schedule-2",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "note",
      "kind": "note",
      "number": null,
      "heading": "Explanatory note",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-1989/note",
      "extent": null,
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    }
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      "date": "2023-11-22",
      "size": 1124051,
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      "source_url": "https://www.legislation.gov.uk/uksi/1989/869/pdfs/uksi_19890869_en.pdf"
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  "outstanding_effects": [
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      "type": "amended",
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    },
    {
      "type": "amended",
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      "affecting": "uksi/1991/1393",
      "affecting_title": "The Consumer Credit (Exempt Agreements) (Amendment) Order 1991",
      "affecting_provisions": null
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    {
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      "type": "rep in pt",
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      "affecting_title": "The Consumer Credit (Exempt Agreements) (Amendment) (No. 2) Order 1991",
      "affecting_provisions": null
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    {
      "type": "amended",
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      "affecting_title": "The Consumer Credit (Exempt Agreements) (Amendment) (No. 2) Order 1991",
      "affecting_provisions": null
    },
    {
      "type": "amended",
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      "affecting": "uksi/1991/2844",
      "affecting_title": "The Consumer Credit (Exempt Agreements) (Amendment) (No. 3) Order 1991",
      "affecting_provisions": null
    },
    {
      "type": "amended",
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    },
    {
      "type": "modified",
      "affected_provisions": "art. 2(2)",
      "affecting": "uksi/1992/3218",
      "affecting_title": "The Banking Coordination (Second Council Directive) Regulations 1992 (revoked)",
      "affecting_provisions": "Sch. 10 para. 54"
    },
    {
      "type": "rev in pt",
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      "affecting_provisions": "art.2(b)(i)"
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      "affecting_title": "The Consumer Credit (Exempt Agreements) (Amendment) (No. 2) Order 1993",
      "affecting_provisions": "art.2(a)(i)-(iii)"
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      "affecting_title": "The Consumer Credit (Exempt Agreements) (Amendment) (No. 2) Order 1993",
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    {
      "type": "substituted",
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      "affecting_title": "The Consumer Credit (Exempt Agreements) (Amendment) Order 1994",
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  ],
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      "id": "ukpga/1974/39",
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    "retrieved_at": "2026-10-29T15:44:08.593116+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}