{
  "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-1989/schedule-1/part-IV",
  "json_url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-1989/schedule-1/part-IV.json",
  "legislation": "uksi/1989/869",
  "legislation_title": "The Consumer Credit (Exempt Agreements) Order 1989",
  "legislation_url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-1989",
  "path": "schedule/1/part/IV",
  "kind": "part",
  "number": "IV",
  "heading": "creditors whose agreements are exempt under paragraph (b) of article 5, subject to the provisions of that paragraph",
  "text": "A Federal Credit Union (as defined in the Federal Credit Union Act of the United States of America of 26th June 1934)\nAmerican Book Distributors Inc.\nAmerican Express Bank Limited",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "footnote",
      "label": "f1",
      "text": "Chapter 14 of Title 12 of the United States Code (June 26, 1934, ch 750 §1, 48 Stat. 1216; Sept 22, 1959, pub L.86–354, §1, 73, Stat. 628)."
    }
  ],
  "outstanding_effects": [
    {
      "type": "rev in pt",
      "affecting": "uksi/1993/346",
      "affecting_title": "The Consumer Credit (Exempt Agreements) (Amendment) Order 1993"
    },
    {
      "type": "amended",
      "affecting": "uksi/1993/346",
      "affecting_title": "The Consumer Credit (Exempt Agreements) (Amendment) Order 1993"
    },
    {
      "type": "amended",
      "affecting": "uksi/1993/346",
      "affecting_title": "The Consumer Credit (Exempt Agreements) (Amendment) Order 1993"
    },
    {
      "type": "rev in pt",
      "affecting": "uksi/1993/2922",
      "affecting_title": "The Consumer Credit (Exempt Agreements) (Amendment) (No. 2) Order 1993"
    },
    {
      "type": "amended",
      "affecting": "uksi/1996/3081",
      "affecting_title": "The Consumer Credit (Exempt Agreements) (Amendment) (No. 2) Order 1996"
    },
    {
      "type": "substituted",
      "affecting": "uksi/1996/3081",
      "affecting_title": "The Consumer Credit (Exempt Agreements) (Amendment) (No. 2) Order 1996"
    },
    {
      "type": "amended",
      "affecting": "uksi/1995/2914",
      "affecting_title": "The Consumer Credit (Exempt Agreements) (Amendment) (No. 2) Order 1995"
    },
    {
      "type": "amended",
      "affecting": "uksi/1995/2914",
      "affecting_title": "The Consumer Credit (Exempt Agreements) (Amendment) (No. 2) Order 1995"
    },
    {
      "type": "amended",
      "affecting": "uksi/1989/1841",
      "affecting_title": "The Consumer Credit (Exempt Agreements) (Amendment) Order 1989"
    },
    {
      "type": "rev. in Pt.",
      "affecting": "uksi/1994/2420",
      "affecting_title": "The Consumer Credit (Exempt Agreements) (Amendment) Order 1994"
    },
    {
      "type": "substituted",
      "affecting": "uksi/1994/2420",
      "affecting_title": "The Consumer Credit (Exempt Agreements) (Amendment) Order 1994"
    },
    {
      "type": "amended",
      "affecting": "uksi/1995/1250",
      "affecting_title": "The Consumer Credit (Exempt Agreements) (Amendment) Order 1995"
    },
    {
      "type": "amended",
      "affecting": "uksi/1991/3939",
      "affecting_title": null
    },
    {
      "type": "amended",
      "affecting": "uksi/1989/2337",
      "affecting_title": "The Consumer Credit (Exempt Agreements) (Amendment) (No.2) Order 1989"
    },
    {
      "type": "amended",
      "affecting": "uksi/1996/1445",
      "affecting_title": "The Consumer Credit (Exempt Agreements) (Amendment) Order 1996"
    },
    {
      "type": "words inserted",
      "affecting": "uksi/2012/702",
      "affecting_title": "The Localism Act 2011 (Housing and Regeneration Functions in Greater London) (Consequential, Transitional and Saving Provisions) (No. 2) Order 2012"
    },
    {
      "type": "words inserted",
      "affecting": "uksi/2012/702",
      "affecting_title": "The Localism Act 2011 (Housing and Regeneration Functions in Greater London) (Consequential, Transitional and Saving Provisions) (No. 2) Order 2012"
    },
    {
      "type": "words substituted",
      "affecting": "uksi/2008/2831",
      "affecting_title": "The Housing and Regeneration Act 2008 (Consequential Provisions) (No. 2) Order 2008"
    },
    {
      "type": "words inserted",
      "affecting": "uksi/2008/2831",
      "affecting_title": "The Housing and Regeneration Act 2008 (Consequential Provisions) (No. 2) Order 2008"
    }
  ],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/1989/869/schedule/1/part/IV",
    "retrieved_at": "2026-10-29T15:44:08.593116+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}