{
  "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-2007",
  "json_url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-2007.json",
  "id": "uksi/2007/1168",
  "title": "The Consumer Credit (Exempt Agreements) Order 2007",
  "short_title": "Consumer Credit (Exempt Agreements) 2007",
  "long_title": "This Order provides for the exemption of consumer credit agreements or consumer hire agreements from regulation under the Consumer Credit Act 1974 where the debtor or hirer has a high net worth. It also makes provision about declarations where agreements are entered into wholly or predominantly for the purposes of the debtor’s or hirer’s business.",
  "citation": "S.I. 2007/1168",
  "type": "uksi",
  "year": "2007",
  "number": "1168",
  "version": "current",
  "date": "2007-03-31",
  "revised": false,
  "valid_from": null,
  "extent": null,
  "unapplied_effects": 2,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-2007/introduction",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "article/1",
      "kind": "article",
      "number": "1",
      "heading": "Citation and Commencement",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-2007/article-1",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "article/2",
      "kind": "article",
      "number": "2",
      "heading": "Exemption for high net worth debtors and hirers",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-2007/article-2",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "article/3",
      "kind": "article",
      "number": "3",
      "heading": "Exemption for high net worth debtors and hirers",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-2007/article-3",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "article/4",
      "kind": "article",
      "number": "4",
      "heading": "Exemption for high net worth debtors and hirers",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-2007/article-4",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "article/5",
      "kind": "article",
      "number": "5",
      "heading": "Exemption for high net worth debtors and hirers",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-2007/article-5",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "article/6",
      "kind": "article",
      "number": "6",
      "heading": "Declaration for exemption relating to businesses",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-2007/article-6",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "signature",
      "kind": "signature",
      "number": null,
      "heading": "Signature",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-2007/signature",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "schedule/1",
      "kind": "schedule",
      "number": "1",
      "heading": "DECLARATION BY HIGH NET WORTH DEBTOR OR HIRER",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-2007/schedule-1",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "schedule/2",
      "kind": "schedule",
      "number": "2",
      "heading": "STATEMENT OF HIGH NET WORTH",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-2007/schedule-2",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "schedule/3",
      "kind": "schedule",
      "number": "3",
      "heading": "DECLARATION FOR EXEMPTION RELATING TO BUSINESSES",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-2007/schedule-3",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "note",
      "kind": "note",
      "number": null,
      "heading": "Explanatory note",
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-2007/note",
      "extent": null,
      "status": null,
      "parent": null
    }
  ],
  "has_text": true,
  "pdfs": [
    {
      "title": "Printed copy",
      "main": true,
      "language": null,
      "date": "2007-12-05",
      "size": null,
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-2007/pdf/uksi_20071168_en.pdf",
      "source_url": "https://www.legislation.gov.uk/uksi/2007/1168/pdfs/uksi_20071168_en.pdf"
    },
    {
      "title": "Explanatory Memorandum",
      "main": false,
      "language": null,
      "date": "2007-12-05",
      "size": null,
      "url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-2007/pdf/uksiem_20071168_en.pdf",
      "source_url": "https://www.legislation.gov.uk/uksi/2007/1168/pdfs/uksiem_20071168_en.pdf"
    }
  ],
  "outstanding_effects": [
    {
      "type": "inserted",
      "affected_provisions": "art. 2(aa)",
      "affecting": "uksi/2010/1010",
      "affecting_title": "The Consumer Credit (EU Directive) Regulations 2010",
      "affecting_provisions": "reg. 92"
    },
    {
      "type": "revoked",
      "affected_provisions": "Order",
      "affecting": "uksi/2013/1881",
      "affecting_title": "The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013",
      "affecting_provisions": "art. 21(ee)"
    }
  ],
  "made_under": [
    {
      "id": "ukpga/1974/39",
      "title": "Consumer Credit Act 1974",
      "url": "https://openlegislation.uk/consumer-credit-act-1974",
      "provisions": [
        "section/16A",
        "section/16B",
        "section/182"
      ]
    }
  ],
  "changes_made_to": 2,
  "changes_made_to_url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-2007/changes.json",
  "changes_made_by": 0,
  "changes_made_by_url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-2007/changes/by-it.json",
  "instruments_made_under": 0,
  "instruments_made_under_url": "https://openlegislation.uk/consumer-credit-exempt-agreements-order-2007/instruments.json",
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2007/1168",
    "retrieved_at": "2026-10-29T03:55:23.430263+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}