# The Consumer Credit (Information Requirements and Duration of Licences and Charges) Regulations 2007, Regulation 2: Interpretation

Extent: E+W+S+N.I.

In these Regulations—
“the 1974 Act” means the Consumer Credit Act 1974;
“agreement to aggregate” means an agreement (whether arising by conduct or otherwise) made between the creditor and the debtor—
(a)concerning two or more agreements for fixed-sum credit between the creditor and the debtor where at least one such agreement is a regulated credit agreement; and
(b)which permits or requires the debtor to aggregate all individual payments under the agreements mentioned in paragraph (a) and pay them at the same time; and
“current bill payer” means a person who is liable by virtue of section 1(6)(a) of the Energy Act 2011, whether alone or jointly with one or more other persons, to pay instalments under a green deal plan as a result of being for the time being liable to pay the energy bills for the property to which the plan relates;
“energy bill” has the meaning given in regulation 4(2) of the Green Deal Framework (Disclosure, Acknowledgment, Redress etc.) Regulations 2012;
“energy efficiency improvement” has the meaning given by section 2(4) of the Energy Act 2011;
“green deal consumer credit agreement” means a green deal plan that is to be treated as a consumer credit agreement for the purposes of the 1974 Act by virtue of section 189B(1) of that Act;
“green deal plan” has the meaning given in section 1 of the Energy Act 2011;
“home credit loan agreement” means a debtor-creditor agreement which satisfies either or both of the following conditions—
(a)the agreement provides that all or most of the sums payable by the debtor are to be collected by or on behalf of the creditor at the debtor’s home or at the home of a natural person who makes payments to the creditor on the debtor’s behalf (or, in either case, to be so collected if the debtor so wishes);
(b)at the time the agreement is entered into, the debtor could reasonably expect, from representations made by or on behalf of the creditor at or before that time, that all or most of the sums payable would be collected as specified in paragraph (a) (or, in either case would be so collected if the debtor so wished).
“prepayment meter” has the meaning given in regulation 2 of the Electricity (Prepayment Meter) Regulations 2006;
“property”, in relation to a green deal plan, means the property to which the energy efficiency improvements under the green deal plan are, or are intended to be, made;
“relevant energy supplier” has the meaning given in regulation 4(2) of the Green Deal Framework (Disclosure, Acknowledgment, Redress etc.) Regulations 2012.

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Source: https://www.legislation.gov.uk/uksi/2007/1167/regulation/2 (the official version)
Page: https://openlegislation.uk/consumer-credit-information-requirements-and-duration-of-licences-and-charges-regulations-2007/regulation-2
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.