{
  "url": "https://openlegislation.uk/consumer-credit-information-requirements-and-duration-of-licences-and-charges-regulations-2007/regulation-4",
  "json_url": "https://openlegislation.uk/consumer-credit-information-requirements-and-duration-of-licences-and-charges-regulations-2007/regulation-4.json",
  "legislation": "uksi/2007/1167",
  "legislation_title": "The Consumer Credit (Information Requirements and Duration of Licences and Charges) Regulations 2007",
  "legislation_url": "https://openlegislation.uk/consumer-credit-information-requirements-and-duration-of-licences-and-charges-regulations-2007",
  "path": "regulation/4",
  "kind": "regulation",
  "number": "4",
  "heading": "Content of statements provided in relation to fixed-sum credit agreements",
  "text": "Subject to regulations 5 to 9, 10A, 10B and 10C, as appropriate, the statement shall contain—\n(a) except where paragraph (aa) applies, the information set out in Part 1 of Schedule 1;\n(aa) where the statement relates to a green deal plan made before 28th February 2014 and the creditor knows, or has reasonable cause to believe, that the debtor is not the current bill payer, the information set out in paragraphs 1, 2, 3(a), 3(b) and 3(e) of Part 1 of Schedule 1, and Part 1A of Schedule 1;\n(b) except where ...paragraph (ba) applies, each of the forms of wording set out in Part 2 of Schedule 1;\n(ba) where the statement relates to a green deal plan made before 28th February 2014 or a green deal consumer credit agreement, each of the forms of wording set out in Part 2A of Schedule 1;\n(c) subject to paragraph (d),\n(i) where the statement relates to a hire-purchase or conditional sale agreement, the first form of wording in paragraph 5 of Schedule 1; and\n(ii) where the statement relates to a hire-purchase or conditional sale agreement and the debtor purchased a contract of insurance as referred to in regulation 2(8) of the Consumer Credit (Agreement) Regulations 1983 (information requirements in relation to credit and insurance finance agreements), each form of wording set out in paragraph 5 of Schedule 1;\n(d) where the statement referred to in paragraph (c) is required to be given after the final payment under the agreement has fallen due, the statement need not include either of the forms of wording set out in paragraph 5 of Schedule 1.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Words in reg. 4 inserted (26.9.2014) by The Consumer Credit (Information Requirements and Duration of Licences and Charges) (Amendment) Regulations 2014 (S.I. 2014/2369), regs. 1, 2(4)(a)"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Words in reg. 4(a) inserted (26.9.2014) by The Consumer Credit (Information Requirements and Duration of Licences and Charges) (Amendment) Regulations 2014 (S.I. 2014/2369), regs. 1, 2(4)(b)"
    },
    {
      "type": "F",
      "label": "F3",
      "text": "Reg. 4(aa) inserted (26.9.2014) by The Consumer Credit (Information Requirements and Duration of Licences and Charges) (Amendment) Regulations 2014 (S.I. 2014/2369), regs. 1, 2(4)(c)"
    },
    {
      "type": "F",
      "label": "F4",
      "text": "Words in reg. 4(b) inserted (28.1.2013) by The Consumer Credit (Green Deal) Regulations 2012 (S.I. 2012/2798), reg. 1(b), Sch. para. 4(3)"
    },
    {
      "type": "F",
      "label": "F5",
      "text": "Word in reg. 4(b) omitted (26.9.2014) by The Consumer Credit (Information Requirements and Duration of Licences and Charges) (Amendment) Regulations 2014 (S.I. 2014/2369), regs. 1, 2(4)(d)"
    },
    {
      "type": "F",
      "label": "F6",
      "text": "Reg. 4(ba) inserted (28.1.2013) by The Consumer Credit (Green Deal) Regulations 2012 (S.I. 2012/2798), reg. 1(b), Sch. para. 4(4)"
    },
    {
      "type": "F",
      "label": "F7",
      "text": "Words in reg. 4(ba) inserted (26.9.2014) by The Consumer Credit (Information Requirements and Duration of Licences and Charges) (Amendment) Regulations 2014 (S.I. 2014/2369), regs. 1, 2(4)(e)"
    },
    {
      "type": "I",
      "label": "I1",
      "text": "Reg. 4 in force at 1.10.2008, see reg. 1(3)"
    },
    {
      "type": "footnote",
      "label": "f1",
      "text": "S.I. 1983/1553, as amended by S.I. 2004/1482. Other amendments are not relevant to these Regulations."
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2007/1167/regulation/4",
    "retrieved_at": "2026-10-29T03:55:24.067631+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}