{
  "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998",
  "json_url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998.json",
  "id": "uksi/1998/1203",
  "title": "The Consumer Credit Licensing (Appeals) Regulations 1998",
  "short_title": "Consumer Credit Licensing (Appeals) 1998",
  "long_title": "These Regulations prescribe the period within which and the manner in which appeals may be made under section 41 of the Consumer Credit Act 1974. This section provides for the making of appeals to the Secretary of State from certain determinations of the Director General of Fair Trading in relation to the licensing of consumer credit, consumer hire and ancillary credit business. The Regulations also make provision as to the persons by whom such appeals may be heard, the manner in which they are to be conducted and other matters connected with such appeals. They repeal the Consumer Credit Licensing (Appeals) Regulations 1976 (S.I. 1976/837) under which appeals under the 1974 Act have hitherto been conducted, subject to transitional provisions for appeals made before these Regulations come into force.",
  "citation": "S.I. 1998/1203",
  "type": "uksi",
  "year": "1998",
  "number": "1203",
  "version": "current",
  "date": "1998-05-10",
  "revised": false,
  "valid_from": null,
  "extent": null,
  "unapplied_effects": 2,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/introduction",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "part/I",
      "kind": "part",
      "number": "I",
      "heading": "INTRODUCTION",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/1",
      "kind": "regulation",
      "number": "1",
      "heading": "Citation and commencement",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-1",
      "extent": null,
      "status": null,
      "parent": "part/I"
    },
    {
      "path": "regulation/2",
      "kind": "regulation",
      "number": "2",
      "heading": "Interpretation",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-2",
      "extent": null,
      "status": null,
      "parent": "part/I"
    },
    {
      "path": "part/II",
      "kind": "part",
      "number": "II",
      "heading": "MAKING AN APPEAL",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/3",
      "kind": "regulation",
      "number": "3",
      "heading": "Time for and manner of making an appeal",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-3",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/4",
      "kind": "regulation",
      "number": "4",
      "heading": "Notice of appeal",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-4",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/5",
      "kind": "regulation",
      "number": "5",
      "heading": "Additional material",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-5",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/6",
      "kind": "regulation",
      "number": "6",
      "heading": "Amendment of grounds of appeal and of additional material",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-6",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/7",
      "kind": "regulation",
      "number": "7",
      "heading": "Withdrawal of appeal",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-7",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "regulation/8",
      "kind": "regulation",
      "number": "8",
      "heading": "Withdrawal of opposition to appeal",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-8",
      "extent": null,
      "status": null,
      "parent": "part/II"
    },
    {
      "path": "part/III",
      "kind": "part",
      "number": "III",
      "heading": "RESPONSE TO THE APPEAL",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/9",
      "kind": "regulation",
      "number": "9",
      "heading": "Acknowledgement and notification",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-9",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "regulation/10",
      "kind": "regulation",
      "number": "10",
      "heading": "Clarification of appellant’s grounds or Director’s additional material",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-10",
      "extent": null,
      "status": null,
      "parent": "part/III"
    },
    {
      "path": "part/IV",
      "kind": "part",
      "number": "IV",
      "heading": "THE HEARING",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/11",
      "kind": "regulation",
      "number": "11",
      "heading": "Appointment of Expert",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-11",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "regulation/12",
      "kind": "regulation",
      "number": "12",
      "heading": "Fixing the date for the hearing",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-12",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "regulation/13",
      "kind": "regulation",
      "number": "13",
      "heading": "Action to be taken by the parties on receiving notice of the hearing",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-13",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "regulation/14",
      "kind": "regulation",
      "number": "14",
      "heading": "Alteration of place or time of the hearing",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-14",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "regulation/15",
      "kind": "regulation",
      "number": "15",
      "heading": "Publication of notice of the hearing",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-15",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "regulation/16",
      "kind": "regulation",
      "number": "16",
      "heading": "Hearing to be in public",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-16",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "regulation/17",
      "kind": "regulation",
      "number": "17",
      "heading": "Procedure at the hearing",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-17",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "regulation/18",
      "kind": "regulation",
      "number": "18",
      "heading": "General powers of appointed person",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-18",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "regulation/19",
      "kind": "regulation",
      "number": "19",
      "heading": "Absence of appointed person",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-19",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "regulation/20",
      "kind": "regulation",
      "number": "20",
      "heading": "Evidence at the hearing",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-20",
      "extent": null,
      "status": null,
      "parent": "part/IV"
    },
    {
      "path": "part/V",
      "kind": "part",
      "number": "V",
      "heading": "DETERMINATION OF THE APPEAL BY THE SECRETARY OF STATE",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/21",
      "kind": "regulation",
      "number": "21",
      "heading": "Appointed person’s report",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-21",
      "extent": null,
      "status": null,
      "parent": "part/V"
    },
    {
      "path": "regulation/22",
      "kind": "regulation",
      "number": "22",
      "heading": "Notice of directions for disposing of the appeal",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-22",
      "extent": null,
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    },
    {
      "path": "regulation/23",
      "kind": "regulation",
      "number": "23",
      "heading": "Publication",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-23",
      "extent": null,
      "status": null,
      "parent": "part/V"
    },
    {
      "path": "part/VI",
      "kind": "part",
      "number": "VI",
      "heading": "SUPPLEMENTARY AND REPEAL",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/24",
      "kind": "regulation",
      "number": "24",
      "heading": "Appointment of persons to hear appeals on behalf of the Secretary of State",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/regulation-24",
      "extent": null,
      "status": null,
      "parent": "part/VI"
    },
    {
      "path": "regulation/25",
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      "heading": "Irregularities",
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      "number": "27",
      "heading": "Revocation",
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      "status": null,
      "parent": "part/VI"
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      "path": "regulation/28",
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      "heading": "Transitional provisions",
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      "parent": "part/VI"
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      "path": "signature",
      "kind": "signature",
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      "heading": "Signature",
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    },
    {
      "path": "note",
      "kind": "note",
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      "heading": "Explanatory note",
      "url": "https://openlegislation.uk/consumer-credit-licensing-appeals-regulations-1998/note",
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    }
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      "affected_provisions": "reg. 23(1)",
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      "affecting_title": "The Enterprise Act 2002 (Part 9 Restrictions on Disclosure of Information) (Amendment and Specification) Order 2003",
      "affecting_provisions": "Sch. 5"
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      "id": "ukpga/1974/39",
      "title": "Consumer Credit Act 1974",
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  "provenance": {
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    "source_url": "https://www.legislation.gov.uk/uksi/1998/1203",
    "retrieved_at": "2026-10-29T11:31:10.716643+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}