{
  "url": "https://openlegislation.uk/consumer-credit-miscellaneous-amendments-regulations-2004/regulation-3",
  "json_url": "https://openlegislation.uk/consumer-credit-miscellaneous-amendments-regulations-2004/regulation-3.json",
  "legislation": "uksi/2004/2619",
  "legislation_title": "The Consumer Credit (Miscellaneous Amendments) Regulations 2004",
  "legislation_url": "https://openlegislation.uk/consumer-credit-miscellaneous-amendments-regulations-2004",
  "path": "regulation/3",
  "kind": "regulation",
  "number": "3",
  "heading": "Amendment of the Consumer Credit (Advertisements) Regulations 2004",
  "text": "(1) The Consumer Credit (Advertisements) Regulations 2004 shall be amended as follows.\n(2) In Schedule 2 (information to be contained in a credit advertisement) in the shoulder note for the words “and (6)” substitute “and (5)”.\n(3) In Schedule 2 for paragraph 7 (total amount payable by the debtor) substitute—\n“7. In the case of an advertisement relating to fixed-sum credit to be provided under a consumer credit agreement which is repayable at specified intervals or in specified amounts and other than cases under which the sum of the payments within sub-paragraphs (a) to (c) below is not greater than the cash price referred to in paragraph 3, the total amount payable by the debtor, being the total of—\n(a) advance payments;\n(b) the amount of credit repayable by the debtor, and\n(c) the amount of the total charge for credit.”.\n(4) In Schedule 3 (information to be contained in a hire advertisement)—\n(a) in paragraph 5(2) for the word “debtor” substitute “hirer”;\n(b) in paragraph 5(3)—\n(i) for the word “creditor” substitute “owner”; and\n(ii) for the word “debtor” substitute “hirer”.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "footnote",
      "label": "f1",
      "text": "S.I. 2004/1484."
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2004/2619/regulation/3",
    "retrieved_at": "2026-10-29T05:17:24.132679+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}