{
  "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989",
  "json_url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989.json",
  "id": "uksi/1989/1126",
  "title": "The Consumer Credit (Quotations) Regulations 1989",
  "short_title": "Consumer Credit (Quotations) 1989",
  "long_title": "These Regulations consolidate with amendments the Consumer Credit (Quotations) Regulations 1980 as amended. The Regulations prescribe the form and content of documents (“quotations”) in which persons carrying on consumer credit businesses, consumer hire businesses and businesses in the course of which credit secured on land is provided to individuals give prospective customers information about the terms on which they are prepared to do business. They also apply to quotations and information given by credit-brokers about the business of any person to whom the credit-broker effects introductions, as well as to the giving of quotations and information about his own business.",
  "citation": "S.I. 1989/1126",
  "type": "uksi",
  "year": "1989",
  "number": "1126",
  "version": "current",
  "date": "1989-07-05",
  "revised": false,
  "valid_from": null,
  "extent": null,
  "unapplied_effects": 3,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
      "number": null,
      "heading": "Introductory text",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/introduction",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/1",
      "kind": "regulation",
      "number": "1",
      "heading": "Citation, commencement, interpretation and revocation",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/regulation-1",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/2",
      "kind": "regulation",
      "number": "2",
      "heading": "Form and content of quotations",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/regulation-2",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/3",
      "kind": "regulation",
      "number": "3",
      "heading": "Prominence to be afforded to the APR in quotations and wording of prescribed information",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/regulation-3",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/4",
      "kind": "regulation",
      "number": "4",
      "heading": "Requests for quotations",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/regulation-4",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/5",
      "kind": "regulation",
      "number": "5",
      "heading": "Information given voluntarily",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/regulation-5",
      "extent": null,
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      "parent": null
    },
    {
      "path": "regulation/6",
      "kind": "regulation",
      "number": "6",
      "heading": "Application of Regulations",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/regulation-6",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "signature",
      "kind": "signature",
      "number": null,
      "heading": "Signature",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/signature",
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "schedule/1",
      "kind": "schedule",
      "number": "1",
      "heading": "INFORMATION TO BE CONTAINED IN QUOTATIONS RELATING TO CREDIT",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "schedule/1/paragraph/1",
      "kind": "paragraph",
      "number": "1",
      "heading": "Name and address",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/schedule-1/paragraph-1",
      "extent": null,
      "status": null,
      "parent": "schedule/1"
    },
    {
      "path": "schedule/1/paragraph/2",
      "kind": "paragraph",
      "number": "2",
      "heading": "Security",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/schedule-1/paragraph-2",
      "extent": null,
      "status": null,
      "parent": "schedule/1"
    },
    {
      "path": "schedule/1/paragraph/3",
      "kind": "paragraph",
      "number": "3",
      "heading": "Insurance",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/schedule-1/paragraph-3",
      "extent": null,
      "status": null,
      "parent": "schedule/1"
    },
    {
      "path": "schedule/1/paragraph/4",
      "kind": "paragraph",
      "number": "4",
      "heading": "Deposit of money in an account",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/schedule-1/paragraph-4",
      "extent": null,
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    },
    {
      "path": "schedule/1/paragraph/5",
      "kind": "paragraph",
      "number": "5",
      "heading": "Credit-broker’s fees",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/schedule-1/paragraph-5",
      "extent": null,
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    },
    {
      "path": "schedule/1/paragraph/6",
      "kind": "paragraph",
      "number": "6",
      "heading": "APR",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/schedule-1/paragraph-6",
      "extent": null,
      "status": null,
      "parent": "schedule/1"
    },
    {
      "path": "schedule/1/paragraph/7",
      "kind": "paragraph",
      "number": "7",
      "heading": "Amount of credit",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/schedule-1/paragraph-7",
      "extent": null,
      "status": null,
      "parent": "schedule/1"
    },
    {
      "path": "schedule/1/paragraph/8",
      "kind": "paragraph",
      "number": "8",
      "heading": "Credit limit",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/schedule-1/paragraph-8",
      "extent": null,
      "status": null,
      "parent": "schedule/1"
    },
    {
      "path": "schedule/1/paragraph/9",
      "kind": "paragraph",
      "number": "9",
      "heading": "Nature of security not affecting debtor’s home",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/schedule-1/paragraph-9",
      "extent": null,
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    },
    {
      "path": "schedule/1/paragraph/10",
      "kind": "paragraph",
      "number": "10",
      "heading": "Frequency, number and amount of advance payments",
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      "extent": null,
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    },
    {
      "path": "schedule/1/paragraph/11",
      "kind": "paragraph",
      "number": "11",
      "heading": "Different treatment of cash and credit purchasers",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/schedule-1/paragraph-11",
      "extent": null,
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    },
    {
      "path": "schedule/1/paragraph/12",
      "kind": "paragraph",
      "number": "12",
      "heading": "Frequency, number and amount of repayments of credit",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/schedule-1/paragraph-12",
      "extent": null,
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    },
    {
      "path": "schedule/1/paragraph/13",
      "kind": "paragraph",
      "number": "13",
      "heading": "Other payments and charges",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/schedule-1/paragraph-13",
      "extent": null,
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    },
    {
      "path": "schedule/1/paragraph/14",
      "kind": "paragraph",
      "number": "14",
      "heading": "Total amount payable by the debtor",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/schedule-1/paragraph-14",
      "extent": null,
      "status": null,
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    },
    {
      "path": "schedule/1/paragraph/15",
      "kind": "paragraph",
      "number": "15",
      "heading": "Cash price",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/schedule-1/paragraph-15",
      "extent": null,
      "status": null,
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    },
    {
      "path": "schedule/1/paragraph/16",
      "kind": "paragraph",
      "number": "16",
      "heading": "Voluntary payments",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/schedule-1/paragraph-16",
      "extent": null,
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      "parent": "schedule/1"
    },
    {
      "path": "schedule/1/paragraph/17",
      "kind": "paragraph",
      "number": "17",
      "heading": "Credit repayable by proceeds of life insurance contracts",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/schedule-1/paragraph-17",
      "extent": null,
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    },
    {
      "path": "schedule/1/paragraph/18",
      "kind": "paragraph",
      "number": "18",
      "heading": "Warning",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/schedule-1/paragraph-18",
      "extent": null,
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    },
    {
      "path": "schedule/1/paragraph/19",
      "kind": "paragraph",
      "number": "19",
      "heading": "Foreign currency mortgages",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/schedule-1/paragraph-19",
      "extent": null,
      "status": null,
      "parent": "schedule/1"
    },
    {
      "path": "schedule/2",
      "kind": "schedule",
      "number": "2",
      "heading": "INFORMATION TO BE CONTAINED IN QUOTATIONS RELATING TO THE BAILMENT OF GOODS",
      "url": null,
      "extent": null,
      "status": null,
      "parent": null
    },
    {
      "path": "schedule/2/paragraph/1",
      "kind": "paragraph",
      "number": "1",
      "heading": "Name and address",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/schedule-2/paragraph-1",
      "extent": null,
      "status": null,
      "parent": "schedule/2"
    },
    {
      "path": "schedule/2/paragraph/2",
      "kind": "paragraph",
      "number": "2",
      "heading": "Nature of transaction",
      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/schedule-2/paragraph-2",
      "extent": null,
      "status": null,
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    },
    {
      "path": "schedule/2/paragraph/3",
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    {
      "path": "schedule/2/paragraph/4",
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    {
      "path": "schedule/2/paragraph/6",
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      "url": "https://openlegislation.uk/consumer-credit-quotations-regulations-1989/schedule-2/paragraph-6",
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      "path": "schedule/2/paragraph/9",
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    {
      "path": "schedule/3",
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      "number": "3",
      "heading": "PROVISIONS RELATING TO DISCLOSURE OF THE TOTAL CHARGE FOR CREDIT AND THE APR",
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    },
    {
      "path": "schedule/3/paragraph/1",
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      "heading": "Permissible tolerances in disclosure of the APR",
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