Paragraph 4 Changes not yet applied. Later legislation changes this provision in ways not yet written into the text below: Sch. 1 para. 1 words substituted by Consumer Credit Act 1974 (Electronic Communications) 2004 art. 11(2)(a) Sch. 1 para. 2 words substituted by Consumer Credit Act 1974 (Electronic Communications) 2004 art. 11(2)(b) The date on which the article was taken in pawn. ← Paragraph 3 Paragraph 4 Paragraph 5 →