# Consumer Insurance (Disclosure and Representations) Act 2012, Paragraph 5


If the insurer would not have entered into the consumer insurance contract on any terms, the insurer may avoid the contract and refuse all claims, but must return the premiums paid.

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Source: https://www.legislation.gov.uk/ukpga/2012/6/schedule/1/paragraph/5 (the official version)
Page: https://openlegislation.uk/consumer-insurance-disclosure-and-representations-act-2012/schedule-1/paragraph-5
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.