{
  "url": "https://openlegislation.uk/consumer-insurance-disclosure-and-representations-act-2012/schedule-1/paragraph-7",
  "json_url": "https://openlegislation.uk/consumer-insurance-disclosure-and-representations-act-2012/schedule-1/paragraph-7.json",
  "legislation": "ukpga/2012/6",
  "legislation_title": "Consumer Insurance (Disclosure and Representations) Act 2012",
  "legislation_url": "https://openlegislation.uk/consumer-insurance-disclosure-and-representations-act-2012",
  "path": "schedule/1/paragraph/7",
  "kind": "paragraph",
  "number": "7",
  "heading": null,
  "text": "In addition, if the insurer would have entered into the consumer insurance contract (whether the terms relating to matters other than the premium would have been the same or different), but would have charged a higher premium, the insurer may reduce proportionately the amount to be paid on a claim.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "I",
      "label": "I1",
      "text": "Sch. 1 para. 7 in force at 6.4.2013 by S.I. 2013/450, art. 2"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukpga/2012/6/schedule/1/paragraph/7",
    "retrieved_at": "2026-10-29T09:09:00.090040+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}