{
  "url": "https://openlegislation.uk/consumer-insurance-disclosure-and-representations-act-2012/schedule-1/paragraph-8",
  "json_url": "https://openlegislation.uk/consumer-insurance-disclosure-and-representations-act-2012/schedule-1/paragraph-8.json",
  "legislation": "ukpga/2012/6",
  "legislation_title": "Consumer Insurance (Disclosure and Representations) Act 2012",
  "legislation_url": "https://openlegislation.uk/consumer-insurance-disclosure-and-representations-act-2012",
  "path": "schedule/1/paragraph/8",
  "kind": "paragraph",
  "number": "8",
  "heading": null,
  "text": "“Reduce proportionately” means that the insurer need pay on the claim only X% of what it would otherwise have been under an obligation to pay under the terms of the contract (or, if applicable, under the different terms provided for by virtue of paragraph 6), where—\nX = Premium actually charged Higher premiumx 100",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "I",
      "label": "I1",
      "text": "Sch. 1 para. 8 in force at 6.4.2013 by S.I. 2013/450, art. 2"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ukpga/2012/6/schedule/1/paragraph/8",
    "retrieved_at": "2026-10-29T09:09:00.090040+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}