{
  "url": "https://openlegislation.uk/consumer-rights-payment-surcharges-regulations-2012",
  "json_url": "https://openlegislation.uk/consumer-rights-payment-surcharges-regulations-2012.json",
  "id": "uksi/2012/3110",
  "title": "The Consumer Rights (Payment Surcharges) Regulations 2012",
  "short_title": "Consumer Rights (Payment Surcharges) 2012",
  "long_title": "These Regulations prohibit surcharges imposed by traders on consumers in respect of the use of a given means of payment, where the surcharges exceed the cost to the trader of using that means of payment (see regulation 4). Regulation 5 provides for a number of excluded contracts (including contracts for social services, health services and services of a banking or insurance nature) to which the prohibition does not apply. Regulation 6 and the Schedule exempt existing micro-businesses and new businesses from the prohibition until 12th June 2014. Regulations 7 and 8 provide that local weights and measures authorities and the Department of Enterprise, Trade and Investment in Northern Ireland may consider complaints about surcharges, and may apply to a court for an injunction (or in Scotland an interdict or order of specific implement) against a trader acting in breach of regulation 4. Regulation 10 provides that a surcharge in breach of regulation 4 is unenforceable against a consumer and, if already paid, must be repaid to the consumer.",
  "citation": "S.I. 2012/3110",
  "type": "uksi",
  "year": "2012",
  "number": "3110",
  "version": "current",
  "date": "2012-12-18",
  "revised": true,
  "valid_from": "2025-04-06",
  "extent": "E+W+S+N.I.",
  "unapplied_effects": 0,
  "provisions": [
    {
      "path": "introduction",
      "kind": "introduction",
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      "heading": "Introductory text",
      "url": "https://openlegislation.uk/consumer-rights-payment-surcharges-regulations-2012/introduction",
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      "status": null,
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    },
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      "path": "regulation/1",
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      "heading": "Citation and commencement",
      "url": "https://openlegislation.uk/consumer-rights-payment-surcharges-regulations-2012/regulation-1",
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      "heading": "“Consumer” and “trader”",
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      "status": null,
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      "heading": "Other definitions",
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    },
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      "path": "regulation/4",
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      "heading": "Fees a trader must not charge a consumer",
      "url": "https://openlegislation.uk/consumer-rights-payment-surcharges-regulations-2012/regulation-4",
      "extent": null,
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    },
    {
      "path": "regulation/5",
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      "heading": "Contracts where regulation 4 applies",
      "url": "https://openlegislation.uk/consumer-rights-payment-surcharges-regulations-2012/regulation-5",
      "extent": "E+W+S+N.I.",
      "status": null,
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    },
    {
      "path": "regulation/6",
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      "heading": "Temporary exemption for micro-businesses and new businesses",
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      "path": "regulation/6A",
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      "heading": "Fees any payee must not charge any payer",
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      "status": null,
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    },
    {
      "path": "regulation/6B",
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      "number": "6B",
      "heading": "Application of regulation 6A",
      "url": "https://openlegislation.uk/consumer-rights-payment-surcharges-regulations-2012/regulation-6B",
      "extent": "E+W+S+N.I.",
      "status": null,
      "parent": null
    },
    {
      "path": "regulation/7",
      "kind": "regulation",
      "number": "7",
      "heading": "Complaints",
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      "status": null,
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      "heading": "Orders to secure compliance",
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    },
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      "heading": "Notification of undertakings and orders to the CMA",
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      "status": null,
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    },
    {
      "path": "regulation/10",
      "kind": "regulation",
      "number": "10",
      "heading": "Right of redress",
      "url": "https://openlegislation.uk/consumer-rights-payment-surcharges-regulations-2012/regulation-10",
      "extent": "E+W+S+N.I.",
      "status": null,
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    },
    {
      "path": "signature",
      "kind": "signature",
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      "heading": "Signature",
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    },
    {
      "path": "schedule",
      "kind": "schedule",
      "number": null,
      "heading": "MICRO-BUSINESSES AND NEW BUSINESSES",
      "url": null,
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    },
    {
      "path": "schedule/paragraph/1",
      "kind": "paragraph",
      "number": "1",
      "heading": "Micro-businesses",
      "url": "https://openlegislation.uk/consumer-rights-payment-surcharges-regulations-2012/schedule/paragraph-1",
      "extent": null,
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    {
      "path": "schedule/paragraph/2",
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      "heading": "Existing micro-businesses",
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      "extent": null,
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    {
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    },
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      "path": "schedule/paragraph/4",
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      "number": "4",
      "heading": "The exemption period: existing micro-businesses",
      "url": "https://openlegislation.uk/consumer-rights-payment-surcharges-regulations-2012/schedule/paragraph-4",
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      "extent": null,
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    {
      "path": "schedule/paragraph/6",
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      "heading": "Grace periods in which business grows",
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