{
  "url": "https://openlegislation.uk/consumer-rights-payment-surcharges-regulations-2012/regulation-10",
  "json_url": "https://openlegislation.uk/consumer-rights-payment-surcharges-regulations-2012/regulation-10.json",
  "legislation": "uksi/2012/3110",
  "legislation_title": "The Consumer Rights (Payment Surcharges) Regulations 2012",
  "legislation_url": "https://openlegislation.uk/consumer-rights-payment-surcharges-regulations-2012",
  "path": "regulation/10",
  "kind": "regulation",
  "number": "10",
  "heading": "Right of redress",
  "text": "Where a trader charges a fee in contravention of regulation 4 or any payee charges a fee in contravention of regulation 6A—\n(a) any provision of a contract requiring the payment of the fee is unenforceable to the extent that the charging of the fee contravenes regulation 4 or 6A, and\n(b) the contract for the purposes of which the payment is made is to be treated as providing for the fee to be repaid to the extent that the charging of the fee contravenes regulation 4 or 6A.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Words in reg. 10 inserted (13.1.2018) by The Payment Services Regulations 2017 (S.I. 2017/752), reg. 1(6), Sch. 8 para. 12(8)(b) (with reg. 3)"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Words in reg. 10(a) substituted (13.1.2018) by The Payment Services Regulations 2017 (S.I. 2017/752), reg. 1(6), Sch. 8 para. 12(8)(c)(i) (with reg. 3)"
    },
    {
      "type": "F",
      "label": "F3",
      "text": "Words in reg. 10(a) substituted (13.1.2018) by The Payment Services Regulations 2017 (S.I. 2017/752), reg. 1(6), Sch. 8 para. 12(8)(c)(ii) (with reg. 3)"
    },
    {
      "type": "F",
      "label": "F4",
      "text": "Words in reg. 10(b) substituted (13.1.2018) by The Payment Services Regulations 2017 (S.I. 2017/752), reg. 1(6), Sch. 8 para. 12(8)(d) (with reg. 3)"
    },
    {
      "type": "F",
      "label": "F5",
      "text": "Word in reg. 10 heading substituted (13.1.2018) by The Payment Services Regulations 2017 (S.I. 2017/752), reg. 1(6), Sch. 8 para. 12(8)(a) (with reg. 3)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2012/3110/regulation/10",
    "retrieved_at": "2026-10-29T01:10:27.693894+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}