{
  "url": "https://openlegislation.uk/consumer-rights-payment-surcharges-regulations-2012/regulation-6A",
  "json_url": "https://openlegislation.uk/consumer-rights-payment-surcharges-regulations-2012/regulation-6A.json",
  "legislation": "uksi/2012/3110",
  "legislation_title": "The Consumer Rights (Payment Surcharges) Regulations 2012",
  "legislation_url": "https://openlegislation.uk/consumer-rights-payment-surcharges-regulations-2012",
  "path": "regulation/6A",
  "kind": "regulation",
  "number": "6A",
  "heading": "Fees any payee must not charge any payer",
  "text": "(1) A payee must not charge a payer any fee in respect of payment by means of—\n(a) a payment instrument which—\n(i) is a card-based payment instrument as defined in Article 2(20) of Regulation (EU) 2015/751 of the European Parliament and of the Council of 29th April 2015 on interchange fees for card-based payment transactions ; and\n(ii) is not a commercial card as defined in Article 2(6) of that Regulation; or\n(b) a payment instrument which—\n(i) is not a card-based payment instrument as defined in Article 2(20) of that Regulation; and\n(ii) would not fall within the definition of commercial card at Article 2(6) of that Regulation if, in that definition, the reference to any card-based payment instrument were to any payment instrument and the reference to such cards were to such payment instruments; or\n(c) a payment service to which Regulation (EU) 260/2012 of the European Parliament and of the Council of 14th March 2012 establishing technical and business requirements for credit transfers and direct debits in euro applies.\n(2) A payee receiving a payment by means of a payment instrument must not charge the payer, in respect of such payment, a fee which exceeds the costs borne by the payee for the use of that specific payment instrument.",
  "extent": "E+W+S+N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Regs. 6A, 6B inserted (13.1.2018) by The Payment Services Regulations 2017 (S.I. 2017/752), reg. 1(6), Sch. 8 para. 12(6) (with reg. 3)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2012/3110/regulation/6A",
    "retrieved_at": "2026-10-29T01:10:27.693894+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}