# The Consumer Rights (Payment Surcharges) Regulations 2012, Regulation 6A: Fees any payee must not charge any payer

Extent: E+W+S+N.I.

(1) A payee must not charge a payer any fee in respect of payment by means of—
(a) a payment instrument which—
(i) is a card-based payment instrument as defined in Article 2(20) of Regulation (EU) 2015/751 of the European Parliament and of the Council of 29th April 2015 on interchange fees for card-based payment transactions ; and
(ii) is not a commercial card as defined in Article 2(6) of that Regulation; or
(b) a payment instrument which—
(i) is not a card-based payment instrument as defined in Article 2(20) of that Regulation; and
(ii) would not fall within the definition of commercial card at Article 2(6) of that Regulation if, in that definition, the reference to any card-based payment instrument were to any payment instrument and the reference to such cards were to such payment instruments; or
(c) a payment service to which Regulation (EU) 260/2012 of the European Parliament and of the Council of 14th March 2012 establishing technical and business requirements for credit transfers and direct debits in euro applies.
(2) A payee receiving a payment by means of a payment instrument must not charge the payer, in respect of such payment, a fee which exceeds the costs borne by the payee for the use of that specific payment instrument.

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Source: https://www.legislation.gov.uk/uksi/2012/3110/regulation/6A (the official version)
Page: https://openlegislation.uk/consumer-rights-payment-surcharges-regulations-2012/regulation-6A
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.