{
  "url": "https://openlegislation.uk/credit-unions-northern-ireland-order-1985/article-14",
  "json_url": "https://openlegislation.uk/credit-unions-northern-ireland-order-1985/article-14.json",
  "legislation": "nisi/1985/1205",
  "legislation_title": "The Credit Unions (Northern Ireland) Order 1985",
  "legislation_url": "https://openlegislation.uk/credit-unions-northern-ireland-order-1985",
  "path": "article/14",
  "kind": "article",
  "number": "14",
  "heading": "Membership and voting rights",
  "text": "(1) The following may be members of a credit union—\n(a) an individual (acting on his or her own behalf);\n(b) if, and to the extent, permitted by virtue of Article 14A—\n(i) a body corporate;\n(ii) an individual acting in the capacity as a partner in a partnership;\n(iii) an individual acting in the capacity as an officer or member of the governing body of an unincorporated association.\n(2) A person shall not be a member of a credit union unless he holds at least 1 fully paid-up share in that credit union, but the rules of the credit union shall not require a person to hold more than £5 in fully paid-up shares as a condition of membership.\n(3) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .\n(4) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .\n(4A) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .\n(5) A member of a credit union who ceases to have the required qualifications for admission to membership shall be entitled... to retain his membership unless the rules of the credit union provide otherwise.\n(6) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .\n(7) Non-qualifying members of a credit union shall be left out of account in determining for any purpose whether a common bond exists between the members of the credit union.\n(8) A non-qualifying member of a credit union shall be entitled, except so far as the rules of the credit union may provide otherwise, to purchase shares and. . . to receive loans.\n(9) Subject to any provision in the rules of a credit union as to voting by a chairman who has a casting vote, on every matter which is determined by a vote of members of a credit union every member shall be entitled to vote and shall have one vote only.\n(9A) Article 13(1A) and (1B) (membership rules: treatment of corporate members) apply for the purpose of paragraph (9); and the vote of the partnership or unincorporated association is to be cast by the corporate member.\n(10) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .",
  "extent": "N.I.",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Art. 14(1) substituted (23.4.2016) by Credit Unions and Co-operative and Community Benefit Societies Act (Northern Ireland) 2016 (c. 16), ss. 1(2), 17"
    },
    {
      "type": "F",
      "label": "F2",
      "text": "Art. 14(3)-(4A) omitted (31.3.2012) by virtue of Financial Services and Markets Act 2000 (Permissions, Transitional Provisions and Consequential Amendments) (Northern Ireland Credit Unions) Order 2011 (S.I. 2011/2832), arts. 1(2), 13(9)"
    },
    {
      "type": "F",
      "label": "F3",
      "text": "Words in art. 14(5) omitted (23.4.2016) by virtue of Credit Unions and Co-operative and Community Benefit Societies Act (Northern Ireland) 2016 (c. 16), ss. 2(a), 17"
    },
    {
      "type": "F",
      "label": "F4",
      "text": "Art. 14(6) omitted (23.4.2016) by virtue of Credit Unions and Co-operative and Community Benefit Societies Act (Northern Ireland) 2016 (c. 16), ss. 2(b), 17"
    },
    {
      "type": "F",
      "label": "F5",
      "text": "1997 NI 22"
    },
    {
      "type": "F",
      "label": "F6",
      "text": "Art. 14(9A) inserted (23.4.2016) by Credit Unions and Co-operative and Community Benefit Societies Act (Northern Ireland) 2016 (c. 16), s. 17, Sch. 1 para. 4"
    },
    {
      "type": "F",
      "label": "F7",
      "text": "Art. 14(10) omitted (31.3.2012) by virtue of Financial Services and Markets Act 2000 (Permissions, Transitional Provisions and Consequential Amendments) (Northern Ireland Credit Unions) Order 2011 (S.I. 2011/2832), arts. 1(2), 13(9)"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/nisi/1985/1205/article/14",
    "retrieved_at": "2026-10-29T04:48:49.006835+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}