{
  "url": "https://openlegislation.uk/cross-border-payments-in-euro-regulations-2010/regulation-17",
  "json_url": "https://openlegislation.uk/cross-border-payments-in-euro-regulations-2010/regulation-17.json",
  "legislation": "uksi/2010/89",
  "legislation_title": "The Cross-Border Payments in Euro Regulations 2010",
  "legislation_url": "https://openlegislation.uk/cross-border-payments-in-euro-regulations-2010",
  "path": "regulation/17",
  "kind": "regulation",
  "number": "17",
  "heading": "Civil proceedings",
  "text": "(1) Any contravention by a payment service provider of—\n(a) Article 3(1); or\n(b) the second sentence of Article 4(3),\nof the Community Regulation is actionable at the suit (or in Scotland, the instance) of a private person who suffers loss as a result of the contravention, subject to the defences and other incidents applying to actions for breach of statutory duty.\n(2) A person acting in a fiduciary or representative capacity may bring an action under paragraph (1) on behalf of a private person if any remedy—\n(a) will be exclusively for the benefit of the private person; and\n(b) cannot be obtained by way of an action brought otherwise than at the suit (or in Scotland, the instance) of the fiduciary or representative.\n(3) In this regulation “private person” means—\n(a) any individual, except where the individual suffers the loss in question in the course of providing payment services; and\n(b) any person who is not an individual, except where that person suffers the loss in question in the course of carrying on business of any kind;\nbut does not include a government, a local authority (in the United Kingdom or elsewhere) or an international organisation.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/uksi/2010/89/regulation/17",
    "retrieved_at": "2026-10-29T02:55:43.567898+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}