{
  "url": "https://openlegislation.uk/debt-arrangement-scheme-scotland-regulations-2004/regulation-38",
  "json_url": "https://openlegislation.uk/debt-arrangement-scheme-scotland-regulations-2004/regulation-38.json",
  "legislation": "ssi/2004/468",
  "legislation_title": "The Debt Arrangement Scheme (Scotland) Regulations 2004",
  "legislation_url": "https://openlegislation.uk/debt-arrangement-scheme-scotland-regulations-2004",
  "path": "regulation/38",
  "kind": "regulation",
  "number": "38",
  "heading": "Grounds for variation",
  "text": "(1) An application for variation of a debt payment programme may be made–\n(a) on agreement between a debtor and each creditor participating in the programme;\n(b) on agreement between a debtor and a creditor that a liability of the debtor to–\n(i) repay a sum due, shall be discharged; or\n(ii) pay interest on a sum, shall be waived;\n(c) on a material change in the circumstances of a debtor;\n(d) where a debt due at the date of approval of that programme was omitted from the programme due to a mistake, oversight, or other reasonable cause;\n(e) where a future or contingent debt, known but not quantifiable at the date of approval of the programme, is quantified and due for payment; and\n(f) where a debtor requires credit to meet an essential requirement.\n(2) An application for variation shall not be made in respect of any other debt of a debtor.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [
    {
      "type": "revoked",
      "affecting": "ssi/2011/238",
      "affecting_title": "The Debt Arrangement Scheme (Interest, Fees, Penalties and Other Charges) (Scotland) Regulations 2011"
    },
    {
      "type": "am",
      "affecting": "ssi/2007/187",
      "affecting_title": "The Debt Arrangement Scheme (Scotland) Amendment (No. 2) Regulations 2007"
    },
    {
      "type": "am",
      "affecting": "ssi/2007/262",
      "affecting_title": "The Debt Arrangement Scheme (Scotland) Amendment Regulations 2007"
    }
  ],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ssi/2004/468/regulation/38",
    "retrieved_at": "2026-10-28T22:29:09.597480+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}