{
  "url": "https://openlegislation.uk/debt-arrangement-scheme-scotland-regulations-2011/regulation-7",
  "json_url": "https://openlegislation.uk/debt-arrangement-scheme-scotland-regulations-2011/regulation-7.json",
  "legislation": "ssi/2011/141",
  "legislation_title": "The Debt Arrangement Scheme (Scotland) Regulations 2011",
  "legislation_url": "https://openlegislation.uk/debt-arrangement-scheme-scotland-regulations-2011",
  "path": "regulation/7",
  "kind": "regulation",
  "number": "7",
  "heading": "Debtor to have an approved money adviser",
  "text": "(1) A debtor must take the advice of a money adviser in applying for a debt payment programme.\n(2) The money adviser who advises a debtor must not be an associate of the debtor within the meaning of section 74 of the 1985 Act.\n(3) The money adviser who advises a debtor and intends to resign must assist a debtor in finding a replacement money adviser before the money adviser resigns.",
  "extent": "S",
  "status": null,
  "version": "current",
  "annotations": [
    {
      "type": "F",
      "label": "F1",
      "text": "Reg. 7(3) substituted (11.12.2014) by The Debt Arrangement Scheme (Scotland) Amendment Regulations 2014 (S.S.I. 2014/294), regs. 1(2), 5(1)"
    },
    {
      "type": "I",
      "label": "I1",
      "text": "Reg. 7 in force at 1.7.2011, see reg. 1"
    }
  ],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/ssi/2011/141/regulation/7",
    "retrieved_at": "2026-10-28T21:50:24.069321+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}