{
  "url": "https://openlegislation.uk/disability-discrimination-description-of-insurance-services-regulations-northern-ireland-1999/note",
  "json_url": "https://openlegislation.uk/disability-discrimination-description-of-insurance-services-regulations-northern-ireland-1999/note.json",
  "legislation": "nisr/1999/440",
  "legislation_title": "The Disability Discrimination (Description of Insurance Services) Regulations (Northern Ireland) 1999",
  "legislation_url": "https://openlegislation.uk/disability-discrimination-description-of-insurance-services-regulations-northern-ireland-1999",
  "path": "note",
  "kind": "note",
  "number": null,
  "heading": "Explanatory note",
  "text": "(This note is not part of the Regulations.)\nSection 18 of the Disability Discrimination Act 1995 (which applies in Northern Ireland by virtue of section 70(6) and Schedule 8 thereof) applies where an insurer enters into arrangements with an employer under which the employer’s employees or a class of his employees receive or are given an opportunity to receive insurance services of a prescribed description provided by the insurer. It makes disability related discrimination by an insurer against an employee unlawful. These Regulations prescribe Group Insurance as defined in regulation 2 as an insurance service for the purpose of the section.",
  "extent": null,
  "status": null,
  "version": "current",
  "annotations": [],
  "outstanding_effects": [],
  "provenance": {
    "source": "legislation.gov.uk",
    "source_url": "https://www.legislation.gov.uk/nisr/1999/440/note",
    "retrieved_at": "2026-10-29T02:17:36.485773+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives."
}