# The Bankruptcy (Certificate for Sequestration) (Scotland) Regulations 2010, Regulation 4: Further provisions relating to certification


Prior to granting a certificate for sequestration, an authorised person must—
(a) provide the debtor with a copy of a Debt Advice and Information Package referred to in section 10(5) of the 2002 Act;
(b) advise the debtor of the options of a voluntary repayment plan, a debt payment programme under the Debt Arrangement Scheme or a trust deed; and
(c) advise the debtor of the consequences of sequestration and that an award of sequestration, if granted, is recorded in a public register and may result in one or more of—
(i) the debtor being refused credit, or being offered credit at a higher rate, whether before or after the date of the debtor being discharged;
(ii) the debtor not being able to remain in his/her current place of residence;
(iii) the debtor being required to relinquish property which the debtor owns;
(iv) the debtor requiring to make contributions from income for the benefit of creditors;
(v) damage to the debtor’s business interests and employment prospects;
(vi) the debtor still being liable for some debts;
(vii) the debtor’s past financial transactions being investigated; and
(viii) other restrictions or requirements imposed on the debtor as a result of the debtor’s own circumstances and actions.

---
Source: https://www.legislation.gov.uk/sdsi/2010/9780111010495/regulation/4 (the official version)
Page: https://openlegislation.uk/draft-bankruptcy-certificate-for-sequestration-scotland-regulations-2010/regulation-4
Contains public sector information licensed under the Open Government Licence v3.0. Source: legislation.gov.uk, The National Archives.